Property Type: Detached HouseOwnership: Freehold

679 McClure Road

Kelowna, BC V1W1L7

$1,098,000

4 bed2 bath10 parking2,288 sqftBuilt 1964
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.28 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,596.09

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Vinyl

Exterior & Lot

Exterior features
Stucco, Wood siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — covered indicated
Features
Detached Garage, RV, Additional Parking

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level16'8'' x 23'
OtherMain level15' x 10'
4pc BathroomLower level13' x 5'7''
Laundry roomLower level6' x 5'11''
BedroomLower level12'7'' x 13'3''
BedroomLower level12'3'' x 18'3''
Recreation roomLower level12' x 22'
FoyerMain level4'6'' x 16'
BedroomMain level9' x 12'
Dining roomMain level7'10'' x 11'
4pc BathroomMain level5' x 8'
Living roomMain level16' x 16'9''
Primary BedroomMain level27' x 9'
KitchenMain level11' x 10'

Listing Information

MLS®
10388487
Listed
May 22, 2026
Time on market
On the market for 101 days
Data last synced
August 28, 2026

Listing provided by: Stilhavn Real Estate Services · Data source: CREA DDF.

Description

GREAT STARTER home or HOLDING PROPERTY in the highly sought-after Lower Mission neighbourhood of Kelowna. This 4-bedroom (easily put back to 3 beds on main), 2-bathroom home has been thoughtfully updated with vinyl flooring, a new (2024) furnace and A/C, and features a fully fenced yard with a detached garage/shop (16'8 wide x 23 long). Ideally located steps from schools, Lake Okanagan, world-class wineries, and boutique shops, this property is perfect for families and investors alike. With 0.278 acres (87 ft x 140 ft), existing services, and road frontage already in place, the lot is well-positioned for a straightforward future subdivision, making this a rare opportunity with serious long-term upside. On both sides of the home, the houses are all newer luxury homes, and the lot depth lends itself to having room for a pool. Call your favourite Realtor plus check out the virtual tour - https://my.matterport.com/show/?m=XEuqpyft4uQ (id:63159)

Values & Trends

This listing

$480/sqft

Building average

No other active listings in this building

Lower Mission average

$702/sqft

94 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Okanagan Mission SecondaryElementary334 m
Bellevue Creek ElementaryElementary458 m
Anne McClymont ElementaryElementary651 m
Lakeside School Kelowna(Independent)Elementary1.0 km
Dorothea Walker ElementaryElementary1.2 km
Canyon Falls Middle SchoolMiddle1.8 km
de l'Anse-au-sableK-122.2 km
Chute Lake ElementaryElementary2.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • DunnEnzies · 4638 Lakeshore Road767 m

Cafes (1)

  • Milk Shed · 4629 Lakeshore Road695 m

Grocery (1)

  • Sunshine Market789 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$878,400.00
Periodic payment — Principal & Interest (monthly)$5,667.14
Additional monthly expenses (strata, tax, utilities, etc.)$497.01
Total monthly cost$6,164.15
Interest paid over 5-yr term$251,751.96
Balance at end of term$790,123.64

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,800
Stress test qualifying rate8.09%
Payment you must qualify for$7,791.15

Cash Needed at Closing

Minimum down payment$84,800
Estimated BC PTT$19,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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