654 Buck Road
Kelowna, BC V1W1N7
$1,149,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
- Lot size
- 0.32 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,637.93
Interior
- Basement
- Crawl space
- Heating
- Baseboard heaters, Forced air, See remarks
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
Parking
- Total spaces
- 8 — uncovered indicated
- Features
- Street
Restrictions & Policies
- Pets
- Not allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | 10' x 10' |
| Bedroom | Main level | 10' x 10' |
| Living room | Main level | 10' x 10' |
| Kitchen | Main level | 10' x 15' |
| Kitchen | Additional Accommodation | 7' x 8' |
| Full bathroom | Main level | 7' x 8' |
| Full bathroom | Additional Accommodation | 5'5'' x 7' |
| Foyer | Main level | 5' x 8' |
| Dining room | Main level | 10' x 12' |
| Primary Bedroom | Main level | 10' x 11' |
| Bedroom | Additional Accommodation | 11' x 12' |
Listing Information
- MLS®
- 10388171
- Listed
- May 20, 2026
- Time on market
- On the market for 103 days
- Data last synced
- August 28, 2026
Listing provided by: Sunstar Realty Ltd. · Data source: CREA DDF.
Description
Rare investment opportunity in the quiet, highly sought-after Lower Mission! This beautifully remodeled home includes a legal secondary suite and currently generates $3,900/month in rental income. A newly built detached garage features a rare undeveloped basement, offering flexible future use. The property may have potential for subdivision into two lots, subject to City approval and buyer verification. Recent water and sewer service upgrades have been completed, which may be beneficial for future development plans. A versatile property with income, upgrades, and long-term potential. Please note: Some listing photos have been digitally edited and virtually staged using AI. (id:63159)
Values & Trends
This listing
$704/sqft
Building average
—
No other active listings in this building
Lower Mission average
$700/sqft
94 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
Clear
Humidity 76%
Wind NNW 4 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
7
2/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Okanagan Mission Secondary | Elementary | 444 m |
| Bellevue Creek Elementary | Elementary | 524 m |
| Anne McClymont Elementary | Elementary | 733 m |
| Lakeside School Kelowna(Independent) | Elementary | 1.0 km |
| Dorothea Walker Elementary | Elementary | 1.3 km |
| Canyon Falls Middle School | Middle | 1.7 km |
| de l'Anse-au-sable | K-12 | 2.3 km |
| Chute Lake Elementary | Elementary | 2.7 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (1)
- DunnEnzies · 4638 Lakeshore Road769 m
Cafes (1)
- Milk Shed · 4629 Lakeshore Road706 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.8% ($89,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.