680 Chelsea St
Nanaimo, BC V9S1Y1
$699,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 6,900 square feet
- Zoning
- Residential
R1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,188.97
Interior
- Heating
- Baseboard heaters, Electric
- Cooling / A/C
- None
- Fireplace
- None
Parking
- Total spaces
- 4
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreation room | Lower level | 11'4 x 20'11 |
| Primary Bedroom | Main level | 12'0 x 12'7 |
| Living room | Main level | 12'5 x 20'6 |
| Laundry room | Lower level | 7'1 x 11'7 |
| Kitchen | Lower level | 8'1 x 8'9 |
| Kitchen | Main level | 10'2 x 10'5 |
| Family room | Lower level | 15'7 x 16'8 |
| Entrance | Main level | 5'2 x 5'4 |
| Dining room | Main level | 10'5 x 10'8 |
| Bedroom | Lower level | 12'7 x 13'0 |
| Bedroom | Lower level | 11'7 x 13'4 |
| Bedroom | Main level | 9'6 x 12'7 |
| Bedroom | Main level | 10'8 x 12'7 |
| Bathroom | Lower level | 8'5 x 5'3 |
| Bathroom | Main level | 12'7 x 7'10 |
Listing Information
- MLS®
- 1031293
- Listed
- April 9, 2026
- Time on market
- On the market for 144 days
- Data last synced
- August 28, 2026
Listing provided by: Sutton Group-West Coast Realty (Nan) · Data source: CREA DDF.
Description
Welcome to 680 Chelsea St in Nanaimo — a fantastic investment or family home offering space, versatility, and an unbeatable location. Set on a large 6900sq.f. lot, this property features a spacious and private rear deck overlooking a backyard — perfect for entertaining guests, relaxing in the sun, or giving kids plenty of room to play. There’s plenty of parking with space for your RV and/or boat. Inside, the bright and inviting main level offers a well-designed kitchen and dining combination, generous storage. Three bedrooms are located on the main floor, including a comfortable primary bedroom. Downstairs, you’ll find a spacious 2BR basement suite with its own separate entrance — ideal for extended family or as a strong mortgage helper. Conveniently located close to the hospital, shopping, schools, and amenities, and just a short drive to downtown, this property offers both lifestyle and investment appeal. Currently tenanted both upstairs and down with excellent month-to-month tenants paying market rents. Measurements are approximate; please verify if important. (id:63159)
Values & Trends
This listing
$263/sqft
Building average
—
No other active listings in this building
Central Nanaimo average
$417/sqft
19 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
13°C
Partly Cloudy
Humidity 89%
Wind WSW 6 km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
99,863
(2021 Census)
+10.3% since 2016
Density: 1,104.1/km²
Dwellings: 45,138
Median household income: $75,500
After-tax: $68,500
Immigrant population: 16.1%
Top countries of origin (% of total population)
- United Kingdom3.5% · 3,495
- China1.3% · 1,285
- United States of America1.2% · 1,155
- India1.1% · 1,075
- Philippines1% · 1,040
- Germany0.6% · 635
- Korea, South0.5% · 470
- Viet Nam0.5% · 455
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
56
7/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Brechin Elementary | Elementary | 580 m |
| Career Technical Centre | Secondary | 654 m |
| Discover Montessori School(Independent) | Elementary/Middle | 654 m |
| Oceane | Elementary | 774 m |
| Cilaire Elementary | Elementary | 1.3 km |
| Quarterway Elementary | Elementary | 1.5 km |
| Fairview Elementary | Elementary | 1.8 km |
| Pauline Haarer Elementary | Elementary | 1.9 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Pizza Hut · 1150 Terminal Avenue North206 m
- Nemo Sushi219 m
- Pita Land Mideast Urban Kitchen · 1150 Terminal Avenue North235 m
- Manvirros Indian Grill · 1045 Terminal Avenue North357 m
- Real Meals Nanaimo · 621 Townsite Road709 m
Cafes (1)
- Starbucks166 m
Grocery (1)
- Bulk Barn · 1150 Terminal Avenue North190 m
Parks (5+)
- Mansfield Park322 m
- Barney Moriez Park · 450 Poplar Street539 m
- Saint George Ravine Park · 980 Terminal Avenue North557 m
- Estevan Park · 1885 Estevan Road629 m
- Townsite Triangle Park663 m
Gyms (1)
- Island Optimal Performance Centre652 m
Pharmacies (2)
- Medicine Shoppe Pharmacy · 1150 Terminal Avenue North227 m
- Anchor Compounding Pharmacy490 m
Banks & ATMs (3)
- Freedom 55 Financial251 m
- BMO294 m
- Instacoin ATM699 m
Nearby places data: © OpenStreetMap contributors.
School district: Nanaimo-Ladysmith (SD68)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.