Property Type: Detached HouseOwnership: Freehold

6810 Santiago Loop Unit# 160

Kelowna, BC V1Z3R8

$575,000

3 bed2 bath4 parking1,076 sqftBuilt 2005
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Amenities

Also listed: Storage - Locker, Recreation Centre, Whirlpool, Racquet Courts

Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
0.09 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$438/mo
Annual property tax
$2,251

Maintenance Fee Includes

WaterGarbageManagement

Also included: Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Laminate

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
KitchenMain level9'0'' x 8'0''
Dining roomMain level9'6'' x 11'0''
Living roomMain level13'0'' x 12'0''
BedroomMain level10'0'' x 11'0''
Primary BedroomMain level10'0'' x 11'0''
Full bathroomMain level8'0'' x 5'0''
BedroomSecond level11'0'' x 13'0''
Full bathroomSecond level8'0'' x 5'0''

Listing Information

MLS®
10395764
Listed
July 24, 2026
Time on market
On the market for 38 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

LAKE VIEW, extra wide lot, LARGE GARAGE, private courtyard + LARGE DECK . . . all the features you want in a La Casa Resort cottage at a very affordable price . . . One of very few cottages that includes easement over part of the green space lot next door providing an extra wide lot & a Strata green space lawn next to that . . . This cottage also has updated flooring and decor plus newer Range and stone countertops . . . Lots of parking in the garage & driveway . . . Views along the lake towards Kelowna . . . Stairs down inside from main floor to garage . . . . One of the most popular floorplans with two large bedrooms on main floor plus big open plan loft bedroom with great view along the lake. . . Full bath on both main & loft floor . . . La Casa Resort is Freehold ownership, open YEAR-ROUND for you or VACATION RENTAL guests to enjoy (La Casa is unaffected by recent Air bnb restrictions). You choose whether to keep for yourself, rent out some of the time or use an on-site company if you want a 'hands-off' investment. La Casa Resort Amenities: Beaches, sundecks, Marina with 100 slips & boat launch, 2 Swimming Pools & 3 Hot tubs, 3 Aqua Parks, Mini golf, Playground, 2 Tennis/Pickleball Courts, Volleyball, FirePits, Dog Beach, Upper View Park and Beach area Gated & Private Security, Owners Lounge, Owners Fitness/Gym Facility. Grocery/liquor store on site plus Restaurant. (id:63159)

Values & Trends

This listing

$534/sqft

Building average

No other active listings in this building

Fintry average

$522/sqft

30 active listing(s)

Parking: 4 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary9.7 km
Oyama Traditional SchoolElementary10.0 km
George Elliot SecondarySecondary12.5 km
HS Grenda Middle SchoolMiddle12.7 km
Peter Greer ElementaryElementary12.9 km
Okanagan Landing ElementaryElementary17.7 km
Ellison ElementaryElementary20.2 km
Clarence Fulton SecondaryElementary20.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($32,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$460,000.00
Periodic payment — Principal & Interest (monthly)$2,967.76
Additional monthly expenses (strata, tax, utilities, etc.)$679.48
Total monthly cost$3,647.25
Interest paid over 5-yr term$131,837.32
Balance at end of term$413,771.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$32,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,171.64

Cash Needed at Closing

Minimum down payment$32,500
Estimated BC PTT$9,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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