Property Type: Detached HouseOwnership: Freehold

6816 Santiago Loop Unit# 164

Kelowna, BC V1Z3R8

$679,000

3 bed2 bath9 parking1,076 sqftBuilt 2006
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Amenities

Concierge

Also listed: Storage - Locker, Whirlpool, Clubhouse, Racquet Courts

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.07 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$438/mo
Annual property tax
$2,289

Maintenance Fee Includes

WaterGarbageManagement

Also included: Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Heating
Forced air, Electric
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Propane, Unknown

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view, Valley view, View of water, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
9 — covered indicated
Features
Attached Garage

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomSecond level3'7'' x 4'10''
4pc BathroomSecond level5' x 8'
BedroomSecond level8'9'' x 12'2''
OtherSecond level4'6'' x 4'8''
BedroomSecond level8'7'' x 12'2''
Primary BedroomMain level10'6'' x 12'3''
3pc BathroomMain level6'3'' x 8'6''
Living roomMain level10'5'' x 10'10''
Dining roomMain level11'4'' x 9'11''
KitchenMain level11'1'' x 12'3''
FoyerMain level6' x 9'

Listing Information

MLS®
10390023
Listed
June 3, 2026
Time on market
On the market for 89 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Stunning LAKE VIEW Cottage with MASSIVE NEW DECK, Full Garage plus HUGE DRIVEWAY for all the Family & Friends to come and visit . . . Private Rear Patio area . . . Beautiful stamped concrete driveway. . . Furnished . . . Loads of room for your boat & all the other toys you will enjoy at La Casa Resort . . . Original owners, non-smoking, no pets . . . Updated appliances, new A/C & hot water tank . . . Generate vacation rental income if you choose (La Casa is exempt from BC STR restrictions) . . . 3 Bedrooms . . . One with Jack & Jill en-suite with large shower . . . Beautiful kitchen with large island open to the Dining, Living space & steps to the Huge deck with new Composite Deck boards . . . Stone countertops throughout . . . Upstairs has two bedrooms & bright Full bathroom with high vaulted ceilings . . . Views of the Lake from Living, Dining, Kitchen, Deck & Upstairs . . . La Casa Resort is Freehold ownership, open YEAR-ROUND for you or VACATION RENTAL guests to enjoy. You choose whether to keep for yourself, rent out some of the time or use an on-site company if you want a 'hands-off' investment. La Casa Resort Amenities: Beaches, sundecks, Marina with 100 slips & boat launch, 2 Swimming Pools & 3 Hot tubs, Aqua Parks, Mini golf, Playground, 2 Tennis/Pickleball Courts, Volleyball, FirePits, Dog Beach, Resort is Gated & has Private Security, Owners Lounge, Owners Fitness/Gym Facility. Grocery/liquor store on site plus Restaurant. (id:63159)

Values & Trends

This listing

$631/sqft

Building average

No other active listings in this building

Fintry average

$518/sqft

30 active listing(s)

Parking: 9 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary9.7 km
Oyama Traditional SchoolElementary10.1 km
George Elliot SecondarySecondary12.5 km
HS Grenda Middle SchoolMiddle12.7 km
Peter Greer ElementaryElementary13.0 km
Okanagan Landing ElementaryElementary17.7 km
Ellison ElementaryElementary20.2 km
Clarence Fulton SecondaryElementary20.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$543,200.00
Periodic payment — Principal & Interest (monthly)$3,504.54
Additional monthly expenses (strata, tax, utilities, etc.)$682.65
Total monthly cost$4,187.19
Interest paid over 5-yr term$155,682.68
Balance at end of term$488,610.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,891.39

Cash Needed at Closing

Minimum down payment$42,900
Estimated BC PTT$11,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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