Property Type: Detached HouseOwnership: Freehold

682 Shawnigan Lake Rd

Shawnigan Lake, BC V0R2L0

$1,399,900

5 bed4 bath2 parking2,733 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
House
Lot size
5.02 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,432

Interior

Heating
Heat Pump
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
BathroomMain level2-Piece
BalconySecond level5'4 x 9'0
OtherSecond level3'6 x 4'0
Laundry roomSecond level5'6 x 5'7
EnsuiteSecond level4-Piece
EnsuiteSecond level5-Piece
BedroomSecond level11'2 x 11'3
BedroomSecond level9'3 x 9'6
Primary BedroomSecond level12'0 x 12'4
BalconySecond level10'0 x 25'5
DenMain level8'5 x 11'7
Living roomMain level9'3 x 15'2
Dining roomMain level6'7 x 15'2
KitchenMain level9'10 x 11'0
EntranceMain level7'8 x 17'10
DenMain level8'5 x 11'7
Mud roomMain level6'0 x 8'8
WorkshopLower level36'2 x 59'5
KitchenAdditional Accommodation11'8 x 13'1
Living roomAdditional Accommodation11'9 x 17'2
BedroomAdditional Accommodation9'2 x 10'7
BedroomAdditional Accommodation10'7 x 11'10
BathroomAdditional AccommodationX

Listing Information

MLS®
1043621
Listed
July 22, 2026
Time on market
On the market for 40 days
Data last synced
August 28, 2026

Listing provided by: The Agency · Data source: CREA DDF.

Description

Exceptional 5-acre property offering the perfect combination of space, income potential and an incredible detached workshop! The 3-bed, 3-bath + den main home provides comfortable family living, while the self-contained 2-bedroom legal suite is ideal for extended family or rental income. The true showpiece is the massive 2,100+ sq.ft. detached shop with soaring 19-foot ceilings—perfect for tradespeople, contractors, car enthusiasts, RV storage or a home-based business. With ample parking for equipment, trailers and recreational vehicles, this property is designed for those who need room to work and play. Conveniently located with easy access to Highway 1, you'll enjoy the privacy of acreage living without sacrificing commuting convenience. A rare opportunity with endless possibilities. (id:63159)

Values & Trends

This listing

$512/sqft

Building average

No other active listings in this building

Shawnigan average

$657/sqft

38 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

14°C

Mainly Clear

Humidity 86%

Wind WSW 7 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
St John's Preparatory Academy Shawnigan(Independent)K-128.7 km
Bayside Middle SchoolMiddle9.8 km
Brentwood College(Independent)Secondary10.2 km
Brentwood ElementaryElementary10.4 km
Frances Kelsey SecondarySecondary10.8 km
Discovery ElementaryElementary11.1 km
Shawnigan Lake(Independent)Secondary11.1 km
Stelly's SecondarySecondary11.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,119,920.00
Periodic payment — Principal & Interest (monthly)$7,225.34
Additional monthly expenses (strata, tax, utilities, etc.)$673.00
Total monthly cost$7,898.34
Interest paid over 5-yr term$320,972.29
Balance at end of term$1,007,371.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,990
Stress test qualifying rate8.09%
Payment you must qualify for$9,880.51

Cash Needed at Closing

Minimum down payment$114,990
Estimated BC PTT$25,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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