Property Type: Detached HouseOwnership: FreeholdNEW LISTING

683 Westside Road S

West Kelowna, BC V1Z3S2

$2,650,000

6 bed5.5 bath7 parking3,804 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.63 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$12,182

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Appliances
Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave, Oven - Built-In

Exterior & Lot

Exterior features
Stucco
View
City view, Lake view, Mountain view
Waterfront
Waterfront on lake
Lot features
Three Balconies

Building

Roof
Asphalt shingle, Unknown
Water source
Lake/River Water Intake
Sewer
See remarks
Parcel ID (PID)
006-226-272

Parking

Total spaces
7 — covered indicated
Features
Attached Garage, Covered, RV, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
WorkshopThird level21'4'' x 19'
OtherSecond level24'6'' x 24'8''
OtherLower level11'2'' x 15'3''
StorageBasement9'5'' x 7'5''
Living roomBasement12'6'' x 13'2''
BedroomBasement9'3'' x 9'7''
BedroomBasement10'6'' x 9'7''
KitchenBasement8'9'' x 18'7''
3pc BathroomBasement8'5'' x 6'2''
Primary BedroomSecond level12'5'' x 18'7''
OfficeSecond level15'11'' x 13'9''
Mud roomSecond level8'11'' x 5'1''
4pc Ensuite bathSecond level6'8'' x 18'7''
PantryMain level5'4'' x 9'3''
Living roomMain level15'10'' x 12'7''
Laundry roomMain level8'9'' x 10'1''
KitchenMain level20' x 11'9''
FoyerMain level10'7'' x 7'10''
Dining roomMain level12' x 12'2''
BedroomMain level12' x 13'5''
BedroomMain level9'10'' x 20'11''
BedroomMain level11'11'' x 10'3''
4pc BathroomMain level11'11'' x 11'
3pc Ensuite bathMain level8'9'' x 7'4''
2pc BathroomMain level5'5'' x 4'8''

Listing Information

MLS®
10399104
Listed
August 28, 2026
Time on market
On the market for 3 days
Data last synced
August 29, 2026

Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.

Description

Positioned in one of the Okanagan's few vantage points with uninterrupted views to the illuminated skyline of downtown Kelowna, this lakeshore property delivers a visual experience that is both rare and unforgettable. Located just minutes north of the Kelowna Bridge, the home offers exceptional convenience while maintaining the privacy and tranquility of a quiet West Kelowna lakeshore setting; a balance that is increasingly difficult to find. Custom-built in a timeless French Country style, the residence feels warm, distinctive, and inviting. Oversized windows on all levels were intentionally designed to frame the lake and city views, ensuring the water remains a constant backdrop throughout the home. With approximately 3,800 square feet, 6 bedrooms, and 5 bathrooms, the layout is ideally suited for hosting family and guests, including multiple ensuite bedrooms and a private lower-level suite that walks out to a hot tub and putting green. The open-concept kitchen anchors the main living area beneath 10-foot ceilings and a statement fireplace, featuring a large pantry, dual ovens, gas range, and custom maple cabinetry. A flat grassy lakeside area with approximately 70 feet of direct waterfront, a beach house, and a substantial dock deliver true, usable lakefront living. Exceptional parking and storage round out the offering with a double garage, four-car carport, RV parking, workshop, and ample storage — features seldom found together on the lake. (id:63159)

Values & Trends

This listing

$697/sqft

Building average

No other active listings in this building

Westside Road average

$740/sqft

5 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rose Valley ElementaryElementary3.4 km
The Balsam School(Independent)Elementary4.0 km
Mar Jok ElementaryElementary5.1 km
Central SecondarySecondary5.1 km
Central School ProgramsK-125.1 km
Bankhead ElementaryElementary5.3 km
St Joseph Elementary School(Independent)Elementary5.4 km
A S Matheson ElementaryElementary6.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed87 m
  • Raymer Bay Regional Park263 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($530,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,120,000.00
Periodic payment — Principal & Interest (monthly)$13,677.52
Additional monthly expenses (strata, tax, utilities, etc.)$1,205.17
Total monthly cost$14,882.69
Interest paid over 5-yr term$607,598.09
Balance at end of term$1,906,946.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$530,000
Stress test qualifying rate8.09%
Payment you must qualify for$16,302.06

Cash Needed at Closing

Minimum down payment$530,000
Estimated BC PTT$57,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$589,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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