Property Type: DuplexOwnership: Freehold

685 SINGH Street Unit# 14

Kamloops, BC V2B5C5

$479,900

3 bed2.5 bath1,680 sqftBuilt 1984
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
0.08 acres

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Strata / maintenance fee
$450/mo
Annual property tax
$3,159.46

Maintenance Fee Includes

Also included: Ground Maintenance, Other, See Remarks

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Window air conditioner
Fireplace
None
Flooring
Laminate, Carpeted, Vinyl

Exterior & Lot

Exterior features
Cedar Siding

Building

Roof
Asphalt shingle, Unknown

Room Dimensions

RoomLevelDimensions
Recreation roomBasement11'0'' x 13'0''
OtherBasement11'0'' x 12'0''
Laundry roomBasement6'0'' x 6'0''
BedroomMain level9'0'' x 10'0''
BedroomBasement4'0'' x 12'0''
Primary BedroomMain level12'0'' x 12'0''
KitchenMain level2'0'' x 13'0''
Dining roomMain level9'0'' x 9'0''
Living roomMain level14'0'' x 15'0''
2pc BathroomMain level
4pc BathroomMain level

Listing Information

MLS®
10394896
Listed
August 7, 2026
Time on market
On the market for 24 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Excellent opportunity for first time buyers, growing families or investors in the heart of North Kamloops! This home offers 3 bedrooms and 2 bathrooms in the main living area, plus a modern fully self-contained 1 bedroom, 1 bathroom in law suite with laundry and its own private entrance. The main floor features a spacious entryway with one bedroom, while upstairs offers a bright open concept living and dining area, a functional kitchen with plenty of workspace, laundry, a full bathroom, the primary bedroom with a 2 piece ensuite and an additional bedroom. The fully fenced yard provides a great space for children, pets or gardening, with ample parking and the option to convert the current patio back into a carport. Small complex with self managed strata and low fees of just $37.50 per month! With a little bit of TLC, this home and property has tons of potential. Conveniently located minutes from Brock Shopping Centre, Save On Foods, schools, parks, the Rivers Trail, MacArthur Island and a variety of restaurants and amenities. Book your private viewing today! (id:63159)

Values & Trends

This listing

$286/sqft

Building average

No other active listings in this building

Brocklehurst average

$325/sqft

12 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Twin Rivers Education CentreK-12385 m
AE Perry ElementaryElementary696 m
Norkam Secondary SchoolSecondary775 m
George Hilliard ElementaryElementary892 m
Kamloops Christian School(Independent)Elementary1.1 km
Kay Bingham ElementaryElementary1.2 km
Brocklehurst Secondary SchoolSecondary1.6 km
Our Lady of Perpetual Help(Independent)Elementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Bamboo Inn · 1800 Tranquille Road777 m

Cafes (3)

  • Starbucks727 m
  • Pizza Pizza · 1208 Tranquille Rd728 m
  • Tim Hortons · 1800 Tranquille Road740 m

Parks (3)

  • Cambridge Tot Lot239 m
  • Spartan Tot Lot477 m
  • Mcarthur Island Park583 m

Gyms (1)

  • Kamloops Hot Yoga · 1800 Tranquille Road787 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$383,920.00
Periodic payment — Principal & Interest (monthly)$2,476.92
Additional monthly expenses (strata, tax, utilities, etc.)$797.29
Total monthly cost$3,274.21
Interest paid over 5-yr term$110,032.58
Balance at end of term$345,337.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,505.75

Cash Needed at Closing

Minimum down payment$23,995
Estimated BC PTT$7,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,093

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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