Property Type: DuplexOwnership: FreeholdRECENTLY LISTED

1090 Windbreak Street

Kamloops, BC V2B5P9

$529,000

4 bed2 bath3 parking1,608 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
0.09 acres

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$3,344.51

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Stucco
View
City view, Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
Full bathroomBasement5' x 9'
Dining roomMain level8' x 8'
DenBasement5' x 12'
BedroomBasement8' x 12'
BedroomBasement10' x 13'
Full bathroomMain level7' x 8'
BedroomMain level10' x 12'
Primary BedroomMain level10' x 12'
Living roomMain level13' x 18'
KitchenMain level8' x 12'

Listing Information

MLS®
10398720
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

Welcome to this beautifully updated 4-bedroom + den, 2-bathroom half duplex, offering well-designed living space and excellent flexibility for a variety of buyers. Thoughtfully laid out with room to grow, work, and unwind, this home delivers the functionality of a single-family home with the convenience and value of duplex living - all with no strata fees. Inside, a bright and inviting layout is complemented by thoughtful updates, creating a home that feels comfortable, welcoming, and ready to enjoy. Four bedrooms provide plenty of room for family and guests, while the additional den offers valuable flexibility as a home office, playroom, or hobby space. Step outside into your own private garden retreat, boasting a covered gazebo, mature fruit trees (pear, apple, cherry, plum), and plenty of room to garden, entertain, relax, and enjoy the outdoors. It’s a peaceful and private extension of the home that’s perfect for summer dinners, weekend afternoons, and enjoying your lifestyle. Set in a central location close to schools, shopping, parks, and everyday amenities, this is a home that combines space, versatility, outdoor living, and convenience in one complete package. Don't miss this excellent opportunity for families, first-time buyers, investors, or anyone looking for independent living without stepping up to the price point of a detached home. Call us today for full details and to book your showing! (id:63159)

Values & Trends

This listing

$329/sqft

Building average

No other active listings in this building

Brocklehurst average

$321/sqft

12 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Parkcrest ElementaryElementary180 m
Brocklehurst Secondary SchoolSecondary274 m
Kay Bingham ElementaryElementary586 m
George Hilliard ElementaryElementary1.1 km
Twin Rivers Education CentreK-121.5 km
AE Perry ElementaryElementary2.0 km
Norkam Secondary SchoolSecondary2.5 km
Kamloops Christian School(Independent)Elementary2.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Acadia Park57 m
  • Edgemount Park378 m
  • Mclean Tot Lot509 m
  • Invermere Tot Lot632 m
  • Parkcrest Park745 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.3% ($27,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$423,200.00
Periodic payment — Principal & Interest (monthly)$2,730.34
Additional monthly expenses (strata, tax, utilities, etc.)$358.71
Total monthly cost$3,089.05
Interest paid over 5-yr term$121,290.34
Balance at end of term$380,669.77

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,853.28

Cash Needed at Closing

Minimum down payment$27,900
Estimated BC PTT$8,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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