Property Type: Detached HouseOwnership: Freehold

687 Acadia Street

Kelowna, BC V1V0A8

$1,430,000

6 bed4 bath4 parking3,275 sqftBuilt 2018
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.19 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,998.19

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Laminate, Ceramic Tile, Vinyl, Mixed Flooring

Exterior & Lot

Exterior features
Stone, Other
View
City view, Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement13'8'' x 17'7''
OtherAdditional Accommodation11'4'' x 3'6''
Living roomAdditional Accommodation13'4'' x 15'10''
OtherAdditional Accommodation4'3'' x 10'11''
Full bathroomAdditional Accommodation11'4'' x 10'11''
Primary BedroomAdditional Accommodation11'4'' x 14'11''
Full bathroomAdditional Accommodation5'0'' x 9'3''
OtherAdditional Accommodation4'8'' x 6'3''
OtherAdditional Accommodation5'8'' x 4'5''
BedroomAdditional Accommodation11'5'' x 15'7''
BedroomAdditional Accommodation10'10'' x 12'0''
OtherAdditional Accommodation15'5'' x 4'7''
Dining roomAdditional Accommodation5'2'' x 11'5''
KitchenAdditional Accommodation12'9'' x 11'5''
Laundry roomMain level11'11'' x 8'0''
3pc BathroomMain level8'9'' x 4'11''
BedroomMain level11'11'' x 12'1''
5pc Ensuite bathMain level9'2'' x 11'3''
OtherMain level5'4'' x 9'2''
Primary BedroomMain level14'11'' x 15'10''
Living roomMain level16'9'' x 10'4''
Dining roomMain level10'10'' x 10'4''
KitchenMain level10'10'' x 15'3''
OtherMain level5'1'' x 19'3''
BedroomMain level10'5'' x 13'1''
FoyerMain level5'2'' x 8'4''

Listing Information

MLS®
10392040
Listed
June 24, 2026
Time on market
On the market for 68 days
Data last synced
August 28, 2026

Listing provided by: Vantage West Realty Inc. · Data source: CREA DDF.

Description

Looking for a home that doubles as a great investment? This is the one. 687 Acadia sits on one of the largest lots in the subdivision and offers incredible views (come see them - you won’t be disappointed). The home was thoughtfully designed to be flexible and functional. Upstairs features three bedrooms, an open-concept kitchen, huge windows to take in the view, and a massive deck you won’t want to leave. Downstairs is where the layout really shines. Keep it as is with a full lower living space that mirrors the upper level - perfect for another family - or reconfigure it into a legal two bedroom suite while reclaiming part of the basement for the main home, adding a rec room and an extra bedroom. Whether you want 3 bed, 2 bath up and down, or a 4 bed main with a 2 bed legal suite, the choice is yours. Situated just a short walk to the university, close to transit, a short drive to the airport, and close to the new strip mall on Innovation Drive, this safe and secure neighbour won't leave you wanting more! Add in a low-maintenance and fenced yard, a double garage, and a gas BBQ hookup on the deck, and this home is ready for you, your kids, and your toys - all that’s left to do is move in! (id:63159)

Values & Trends

This listing

$437/sqft

Building average

No other active listings in this building

University District average

$402/sqft

34 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Aberdeen Hall Preparatory School(Independent)K-12572 m
Dr Knox Middle SchoolMiddle2.4 km
North Glenmore ElementaryElementary2.4 km
Pearson Road ElementaryElementary3.5 km
Ellison ElementaryElementary3.7 km
Rutland Middle SchoolMiddle3.8 km
Watson Road ElementaryElementary3.8 km
Rutland Senior SecondaryElementary3.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($118,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,144,000.00
Periodic payment — Principal & Interest (monthly)$7,380.70
Additional monthly expenses (strata, tax, utilities, etc.)$747.18
Total monthly cost$8,127.88
Interest paid over 5-yr term$327,873.69
Balance at end of term$1,029,031.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$118,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,088.82

Cash Needed at Closing

Minimum down payment$118,000
Estimated BC PTT$26,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$146,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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