Property Type: Land / LotOwnership: Strata

7 4622 SINCLAIR BAY ROAD

Pender Harbour, BC V0N1S1

$189,900

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Property Details

Property & Lot

Lot size
8,189.28 square feet

Ownership & Fees

Property type
Land / Lot
Ownership
Strata
Annual property tax
$1,085.7 (2025)

Interior

Fireplace
None

Exterior & Lot

View
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Listing Information

MLS®
R3121252
Listed
May 8, 2026
Time on market
On the market for 115 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Sussex · Data source: CREA DDF.

Description

Farrington Cove is a wonderful recreational area. Build that special place as your home away from home; or perhaps live like your on holidays all year round. (2 house plans avail.) Lot is quiet, backing onto trees and a road allowance creates privacy from neighboring property below. Tennis Courts are one of the amenities. Enjoy the filtered ocean views of Duncan Bay. Underground Services are at the lot line and the previous excavated property has been prepped and ready to be formed for foundation. Moorage is offered for lease, depending on availability, and may accommodate boats up to 60 ft. or less. Have fun hiking, biking, boating, swimming, wildlife photography, or just relaxing in the idyllic paradise of Garden Bay. (id:63159)

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Madeira Park ElementaryElementary1.9 km
Pender Harbour Elem-SecondaryK-125.7 km
Halfmoon Bay ElementaryElementary20.4 km
False Bay SchoolK-1222.4 km
West Sechelt ElementaryElementary24.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$151,920.00
Periodic payment — Principal & Interest (monthly)$980.14
Additional monthly expenses (strata, tax, utilities, etc.)$90.48
Total monthly cost$1,070.61
Interest paid over 5-yr term$43,540.71
Balance at end of term$136,652.53

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,495
Stress test qualifying rate8.09%
Payment you must qualify for$1,387.25

Cash Needed at Closing

Minimum down payment$9,495
Estimated BC PTT$1,899
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,894

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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