Property Type: Land / LotOwnership: Freehold

Lot 4 SINCLAIR BAY ROAD

Pender Harbour, BC V0N1S1

$149,000

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Property Details

Property & Lot

Lot size
10,955 square feet
Frontage
50 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0

Interior

Fireplace
None

Listing Information

MLS®
R3139779
Listed
June 24, 2026
Time on market
On the market for 68 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX City Realty · Data source: CREA DDF.

Description

Build Your Garden Bay Escape. Nestled in the heart of Pender Harbour, this private, treed lot offers an exceptional opportunity to create your dream home or recreational retreat on the Sunshine Coast. Enjoy easy access to marinas, lakes, beaches, hiking trails, kayaking, fishing, and all the outdoor recreation Garden Bay is known for. Surrounded by natural beauty and just minutes from local amenities, this property combines peaceful West Coast living with year-round adventure. Adjacent Lot 5 is also available for purchase, offering a rare opportunity to secure additional privacy, space, or future investment potential. A great opportunity in one of the Coast's most sought-after communities. (id:63159)

Location Insights

Weather

Nearest station: Sechelt

13°C

Humidity 87%

Wind N 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Madeira Park ElementaryElementary2.0 km
Pender Harbour Elem-SecondaryK-125.4 km
Halfmoon Bay ElementaryElementary20.5 km
False Bay SchoolK-1222.9 km
West Sechelt ElementaryElementary24.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($7,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$119,200.00
Periodic payment — Principal & Interest (monthly)$769.04
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$769.04
Interest paid over 5-yr term$34,163.06
Balance at end of term$107,220.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$7,450
Stress test qualifying rate8.09%
Payment you must qualify for$1,088.47

Cash Needed at Closing

Minimum down payment$7,450
Estimated BC PTT$1,490
Legal / closing costs (typical estimate)$1,500
Total cash needed$10,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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