Property Type: Detached HouseOwnership: Freehold

7120 97A Highway

Grindrod, BC V0E1Y0

$1,550,000

3 bed3.5 bath8 parking2,204 sqftBuilt 1901
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
2.85 acres
Frontage
315 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,758.42

Interior

Basement
Crawl space
Heating
Heat Pump, Baseboard heaters, Electric, See remarks, Other
Cooling / A/C
Heat Pump
Fireplace
Yes (2)
Fireplace type
Pellet, Unknown, Stove
Flooring
Hardwood, Linoleum

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view, River view
Waterfront
Waterfront on river

Building

Roof
Metal, Unknown

Parking

Total spaces
8 — covered indicated
Features
Detached Garage, RV, Oversize, See Remarks, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level36'0'' x 17'0''
Dining roomMain level15'5'' x 16'0''
OtherMain level60'0'' x 43'0''
OtherMain level24'0'' x 36'2''
DenMain level12'5'' x 11'0''
Family roomMain level15'6'' x 15'3''
Laundry roomMain level13'6'' x 8'6''
Partial bathroomSecond level3'9'' x 4'0''
Full bathroomMain level7'5'' x 8'6''
BedroomSecond level16'0'' x 11'4''
BedroomSecond level10'11'' x 16'0''
3pc Ensuite bathSecond level6'8'' x 6'4''
Primary BedroomSecond level19'0'' x 15'5''
KitchenMain level18'0'' x 13'0''
Living roomMain level13'0'' x 15'9''

Listing Information

MLS®
10394201
Listed
July 9, 2026
Time on market
On the market for 53 days
Data last synced
August 28, 2026

Listing provided by: O'Keefe 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Your Riverfront Hobby Farm Dream Awaits in Beautiful Grindrod! Welcome to your own private slice of paradise on the pristine Shuswap River! This exceptional hobby farm in beautiful Grindrod offers the ultimate blend of peaceful country living, waterfront recreation, and agricultural potential. Step outside and let the river be your playground. Boasting a rare, private sandy beach and your very own dock, your summers will be spent swimming, kayaking, or launching the boat right from your backyard. For the animal lover or aspiring homesteader, this property is incredibly well-equipped. The fully fenced pastures are ready for livestock, complimented by a large, functional barn complete with paddocks. Car enthusiasts, hobbyists, and RV owners will be absolutely thrilled by the extensive outbuildings, which include a 3-car covered carport, a dedicated RV garage, and a spacious workshop for all your projects and toys. At the heart of the property sits a charming character farmhouse. Brimming with classic country appeal and good bones, this home is a blank canvas just waiting for your personal touches and updates to restore it to its full glory. Property Highlights: Waterfront Oasis: Direct Shuswap River frontage featuring a private sandy beach and dock. Farm Ready: Large barn with paddocks and fully fenced-in pastures for horses or livestock. Ultimate Storage: 3-car covered carport, secure RV garage, and workshop. The Farmhouse: A classic character home ready for your custom renovations and personal vision. Unbeatable Location: Surrounded by endless recreation and close to local golf courses. Enjoy country seclusion with ultimate convenience—just 10 minutes to Enderby and a scenic 20-minute drive to Sicamous, the houseboat capital of Canada! Bring your vision, your animals, and your boat. Rare riverfront acreage like this doesn't come along often. Book your showing today and start living the Shuswap dream! (id:63159)

Values & Trends

This listing

$703/sqft

Building average

No other active listings in this building

Enderby / Grindrod average

$483/sqft

57 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Grindrod ElementaryElementary1.2 km
Mountain View Christian(Independent)Elementary/Middle5.4 km
Ranchero Elementary JuniorElementary/Middle6.2 km
A.L. Fortune SecondaryK-128.6 km
M.V. Beattie ElementaryElementary9.2 km
South CanoeElementary/Middle9.9 km
Shuswap Middle SchoolMiddle12.3 km
Hillcrest ElementaryElementary12.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($310,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,240,000.00
Periodic payment — Principal & Interest (monthly)$8,000.06
Additional monthly expenses (strata, tax, utilities, etc.)$339.87
Total monthly cost$8,339.93
Interest paid over 5-yr term$355,387.56
Balance at end of term$1,115,384.01

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$310,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,535.17

Cash Needed at Closing

Minimum down payment$310,000
Estimated BC PTT$29,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$340,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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