Property Type: Detached HouseOwnership: Freehold

7153 CAHILTY Road

Kamloops, BC V0E1Z1

$1,059,900

6 bed3 bath3,001 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
House
Stories
4
Lot size
0.5 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,524

Interior

Heating
Baseboard heaters
Fireplace
Yes (2)
Fireplace type
Free Standing Metal
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Stucco
View
Mountain view
Waterfront
Waterfront on creek

Building

Roof
Asphalt shingle, Unknown

Parking

Features
RV, Oversize

Room Dimensions

RoomLevelDimensions
FoyerMain level7'11'' x 5'1''
4pc Ensuite bathMain level
Primary BedroomMain level15'5'' x 11'11''
KitchenMain level11'4'' x 12'3''
Dining roomMain level9'3'' x 12'3''
Living roomMain level19'7'' x 13'9''
StorageLower level7'10'' x 6'8''
Full bathroomAdditional Accommodation
Primary BedroomAdditional Accommodation10'1'' x 9'3''
KitchenAdditional Accommodation14'9'' x 7'7''
Living roomSecondary Dwelling Unit14'9'' x 11'6''
StorageBasement7'7'' x 7'3''
StorageBasement15'2'' x 6'11''
GymBasement20'5'' x 11'7''
Recreation roomBasement20'3'' x 18'5''
3pc BathroomSecond level
BedroomSecond level10'3'' x 11'11''
BedroomSecond level10' x 11'11''
BedroomSecond level10'2'' x 11'11''
BedroomSecond level10'2'' x 11'11''

Listing Information

MLS®
10392672
Listed
June 26, 2026
Time on market
On the market for 66 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome to 7153 Cahilty Road in Whitecroft, a beautiful mountain home surrounded by nature & just minutes from world-class Sun Peaks Resort. This well cared for 6 bdrm, 3 bath home sits on half an acre, nestled alongside Louis Creek w/mtn views, a landscaped yard, an established garden area, greenhouse, and a private park-like setting. Inside, the home offers flexible family living with fresh paint throughout & a self-contained legal one-bdrm suite, ideal for family, guests, or rental income. The main flr features an open-concept design w/vaulted ceilings & large windows that bring in an abundance of natural light while capturing the surrounding natural beauty. The spacious wraparound kitchen offers maple cabinetry, generous counter space, & a large din. area w/direct access to the expansive deck, which has been freshly re-stained & provides the perfect setting for entertaining, relaxing, & enjoying the peaceful mountain backdrop. The upper flr features 4 bdrms, 3 pc main bath. The partially finished lower lvl offers excellent storage, flexible use of space, & a separate entrance, making it easy to bring in bikes, skis, paddleboards, & other recreational gear. Located just 10 minutes to Heffley Lake and approximately 35 minutes to Kamloops city centre, this property offers the perfect blend of privacy, recreation, and convenience. Whether you love skiing, biking, hiking, paddling, or simply enjoying a quieter pace of life, Whitecroft places you right in the heart of it all. (id:63159)

Values & Trends

This listing

$353/sqft

Building average

No other active listings in this building

Heffley average

$513/sqft

10 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Sun Peaks SchoolElementary/Middle7.0 km
Pinantan ElementaryElementary15.3 km
Heffley Creek ElementaryElementary20.6 km
Chase Elementary-SecondaryElementary20.7 km
Haldane ElementaryElementary20.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($80,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$847,920.00
Periodic payment — Principal & Interest (monthly)$5,470.49
Additional monthly expenses (strata, tax, utilities, etc.)$443.67
Total monthly cost$5,914.16
Interest paid over 5-yr term$243,016.31
Balance at end of term$762,706.78

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$80,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,527.48

Cash Needed at Closing

Minimum down payment$80,990
Estimated BC PTT$19,198
Legal / closing costs (typical estimate)$1,500
Total cash needed$101,688

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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