Property Type: Land / LotOwnership: Freehold

7185 Dunwaters Road

Kelowna, BC V1Z3W5

$509,500

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.28 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,189

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Valley view, View of water, View (panoramic)

Listing Information

MLS®
10390046
Listed
June 3, 2026
Time on market
On the market for 89 days
Data last synced
August 28, 2026

Listing provided by: Easy List Realty · Data source: CREA DDF.

Description

*** For more information, please click Brochure button. *** This property is a one-of-a-kind gem. It can be yours if you want a place to relax in an unbelievable setting or if you are an outdoor enthusiast. You will have breathtaking unobstructed 180-degree views of Lake Okanagan from a stunning flat building site. The pictures unfortunately don’t capture the beauty of this lot and all of them have been taken standing on the ground with no exaggerated shots. This oasis is only minutes to Lake Okanagan, Fintry Provincial Park and the Fire Station. At Fintry Provincial Park or surrounding area you can float your day away at the beach, picnic with your family and friends, visit the waterfall, hike and ATV the trails or launch your boat and enjoy water sports and fishing. La Casa Resort is minutes away to the south and offers a market for groceries and a place to get a bite to eat."" Power has been run to a panel in the white shed on the property which includes a RV plugin. District water has been installed to the property line and was paid for in full. (id:63159)

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary10.2 km
Davidson Road ElementaryElementary10.3 km
George Elliot SecondarySecondary13.1 km
HS Grenda Middle SchoolMiddle13.3 km
Peter Greer ElementaryElementary13.5 km
Okanagan Landing ElementaryElementary17.2 km
Ellison ElementaryElementary19.7 km
Clarence Fulton SecondaryElementary19.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.1% ($25,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$407,600.00
Periodic payment — Principal & Interest (monthly)$2,629.70
Additional monthly expenses (strata, tax, utilities, etc.)$99.08
Total monthly cost$2,728.78
Interest paid over 5-yr term$116,819.33
Balance at end of term$366,637.52

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$25,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,718.33

Cash Needed at Closing

Minimum down payment$25,950
Estimated BC PTT$8,190
Legal / closing costs (typical estimate)$1,500
Total cash needed$35,640

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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