Property Type: Detached HouseOwnership: Freehold

7220 Walton Rd

Honeymoon Bay, BC V0R1Y0

$774,900

3 bed2 bath6 parking2,441 sqft
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Property Details

Property & Lot

Sub-type
House
Lot size
0.53 acres
Zoning
Residential

R-2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,713.05

Interior

Heating
Heat Pump, Forced air, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dishwasher, Dryer, Microwave

Building

Parcel ID (PID)
007-334-711

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
Hobby roomOther15'2 x 10'0
WorkshopOther22'10 x 10'11
WorkshopLower level16'0 x 7'0
Utility roomLower level14'0 x 5'0
Recreation roomLower level23'6 x 13'1
OtherMain level17'6 x 7'9
BathroomMain level4-Piece
BedroomMain level11'6 x 7'8
BedroomMain level11'6 x 9'8
Laundry roomMain level7'0 x 6'9
EnsuiteMain level5-Piece
Primary BedroomMain level15'1 x 10'11
DenMain level9'7 x 8'10
Family roomMain level16'11 x 11'8
Living roomMain level17'0 x 15'5
Dining roomMain level17'6 x 7'9
KitchenMain level15'0 x 14'1
EntranceMain level5'5 x 4'0

Listing Information

MLS®
1039288
Listed
June 4, 2026
Time on market
On the market for 88 days
Data last synced
September 1, 2026

Listing provided by: Sutton Group-West Coast Realty (Dunc) · Data source: CREA DDF.

Description

Across the road from public lake access, this value packed property on a flat 0.53 ac. lot in beautiful Honeymoon Bay features a spotless 2441 sqft. 3 bedroom, 2 bath home with heat pump, detached 853 sqft. shop with 3 piece bath, 220 plugs, 30 amp RV plug & sani-dump, greenhouse, new well in 2023, new hot water tank in 2026, potting shed, garden shed, wood storage & more! Enjoy lake glimpses from the front deck, expansive living room & bright kitchen with island & plenty of cabinets. There is a nice cozy den with wood stove, large family/games room with access to both the front deck & private covered back deck. Large primary bedroom has a spa like 5 piece ensuite with jetted tub, heated tile floors, dressing area & relaxing views. Downstairs is a large rec room (4th bedroom?), workshop, overlength garage & plenty of storage. Ideal for gardening with sun all day & there are established fenced garden beds, fruit trees, grapes, perennials, decorative trees & shrubs. (id:63159)

Values & Trends

This listing

$317/sqft

Building average

No other active listings in this building

Honeymoon Bay average

$587/sqft

5 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Lake Cowichan ElementaryElementary9.8 km
Lake Cowichan SecondaryElementary9.8 km
Palsson ElementaryElementary10.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$619,920.00
Periodic payment — Principal & Interest (monthly)$3,999.51
Additional monthly expenses (strata, tax, utilities, etc.)$431.42
Total monthly cost$4,430.93
Interest paid over 5-yr term$177,670.85
Balance at end of term$557,620.04

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,490
Stress test qualifying rate8.09%
Payment you must qualify for$5,555.08

Cash Needed at Closing

Minimum down payment$52,490
Estimated BC PTT$13,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$67,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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