Property Type: Detached HouseOwnership: Freehold

7281 46 Street NE

Salmon Arm, BC V1E2B3

$699,000

5 bed2 bath2,156 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.13 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,549

Interior

Heating
Baseboard heaters
Fireplace
None

Exterior & Lot

View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Carport

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation6'2'' x 12'1''
BedroomAdditional Accommodation7'10'' x 16'2''
Primary BedroomAdditional Accommodation13'7'' x 12'10''
Living roomAdditional Accommodation22' x 19'1''
Laundry roomMain level6'9'' x 5'9''
4pc BathroomMain level4'11'' x 13'3''
Primary BedroomMain level13'4'' x 10'8''
BedroomMain level10' x 11'5''
BedroomMain level9'11'' x 11'7''
Dining roomMain level13'7'' x 7'3''
KitchenMain level13'8'' x 9'9''
Living roomMain level13'4'' x 16'11''

Listing Information

MLS®
10375411
Listed
February 10, 2026
Time on market
On the market for 202 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Set on a quiet cul-de-sac just a short walk from Canoe Beach and William Baker Park, this bright and well-appointed five bedroom, two bathroom home offers an exceptional opportunity for families seeking space, comfort, and built-in income potential. Constructed in 2009 and recently refreshed with new flooring, paint, and trim, the home is move-in ready with a timeless, welcoming feel. The thoughtfully designed layout provides excellent flexibility for growing or multi-generational families. Roxul insulation throughout enhances energy efficiency, fire and moisture resistance, and sound attenuation, contributing to everyday comfort and long-term peace of mind. Low carbon footprint, using electricity to heat, with best insulation, resulting in low monthly utility bills. Quick possession possible. Fenced backyard, great for pets and children. The upper level features a self-contained two bedroom, one bathroom suite with a private entrance and separate laundry ideal as a mortgage helper, guest accommodation, or extended family living. The suite can also be easily reintegrated into the main home if desired. Large windows invite abundant natural light throughout the interior, while the fully fenced backyard offers a secure outdoor space for children and pets. Located close to parks, schools, and outdoor recreation, this property delivers lifestyle, flexibility, and lasting value in a sought-after neighbourhood. (id:63159)

Values & Trends

This listing

$324/sqft

Building average

No other active listings in this building

NE Salmon Arm average

$397/sqft

66 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 91%

Wind S 2 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
North Canoe ElementaryElementary761 m
Shuswap SDA(Independent)Elementary/Middle1.5 km
Salmon Arm SecondarySecondary4.7 km
Bastion ElementaryElementary5.1 km
South Broadview ElementaryElementary5.6 km
King's Christian School(Independent)K-125.8 km
J.L. Jackson SecondarySecondary6.2 km
Shuswap Middle SchoolMiddle6.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Canooligans · 4940 Canoe Beach Drive Northeast402 m

Parks (2)

  • Unnamed634 m
  • Canoe Beach635 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$403.75
Total monthly cost$4,011.52
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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