Property Type: Land / LotOwnership: Freehold

7388 Cahilty Crescent

Sun Peaks, BC V0E1Z1

$449,880

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Property Details

Property & Lot

Sub-type
Other
Lot size
1.34 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,508.08

Interior

Fireplace
None

Listing Information

MLS®
10358812
Listed
August 8, 2025
Time on market
On the market for 388 days
Data last synced
August 28, 2026

Listing provided by: Homelife Benchmark Titus Realty · Data source: CREA DDF.

Description

BUILDING LOT, just a 9 minute drive from SUN PEAKS in WhiteCroft Village. This mostly level building lot has services at the lot-line. CR-1 Zoning and NOT in the ALR. Build your Single Family Dwelling, with or without a secondary suite, or it'll also take a duplex, or a manufactured home. Some uses include (provided there is a principal residence existing) a home based business, an accessory building and a bed and breakfast. (id:63159)

Location Insights

Weather

Nearest station: Kamloops

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Sun Peaks SchoolElementary/Middle6.8 km
Pinantan ElementaryElementary15.7 km
Chase Elementary-SecondaryElementary20.6 km
Heffley Creek ElementaryElementary20.8 km
Haldane ElementaryElementary20.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,494) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,904.00
Periodic payment — Principal & Interest (monthly)$2,321.98
Additional monthly expenses (strata, tax, utilities, etc.)$125.67
Total monthly cost$2,447.65
Interest paid over 5-yr term$103,149.52
Balance at end of term$323,734.81

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,494
Stress test qualifying rate8.09%
Payment you must qualify for$3,286.45

Cash Needed at Closing

Minimum down payment$22,494
Estimated BC PTT$6,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,992

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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