Property Type: Detached HouseOwnership: Freehold

7390 Cougar Smith Rd

Fanny Bay, BC V0R1W0

$895,000

3 bed1 bath20 parking1,912 sqft
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Property Details

Property & Lot

Sub-type
House
Lot size
5.6 acres
Zoning
Unknown

CR1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,432

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
None

Building

Parcel ID (PID)
000-294-721

Parking

Total spaces
20 — covered indicated
Features
Garage

Room Dimensions

RoomLevelDimensions
Dining roomMain level
BathroomMain level3-Piece
BedroomMain level7'11 x 11'2
BedroomMain level9'7 x 11'3
Primary BedroomMain level10'8 x 11'2
KitchenMain level
Dining roomMain level16'8 x 12'9
Living roomMain level16'8 x 12'9

Listing Information

MLS®
1040850
Listed
June 18, 2026
Time on market
On the market for 74 days
Data last synced
August 29, 2026

Listing provided by: Royal LePage-Comox Valley (CV) · Data source: CREA DDF.

Description

5.6 Acres with two homes, detached garage. Access to property off Artella Road, zoned CR-1. Well construction report available upon request. This property is not located in the Komoks First Nation boundary. No access to property unless accompanied by a real estate professional and use care when walking around the property. Rancher 760 sq feet. Two level 1152 finished upstairs, with full unfinished basement for a total of 2304 square feet. Homes and septic system(s) have no permits. Please use Artella Road for access to property. Price below 2026 assessed value of $1,277,000.00.''AS IS WHERE IS''. (id:63159)

Values & Trends

This listing

$468/sqft

Building average

No other active listings in this building

Union Bay/Fanny Bay average

$574/sqft

20 active listing(s)

Parking: 20 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Comox

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Beachcombers Academy(Independent)Elementary691 m
Denman Island Community SchoolElementary4.0 km
Bowser ElementaryElementary11.5 km
Hornby Island ElementaryElementary12.8 km
Royston ElementaryElementary18.1 km
Cumberland Community SchoolElementary/Middle19.7 km
Phil & Jennie Gaglardi Academy(Independent)K-1220.8 km
Ecole Robb RoadElementary21.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$716,000.00
Periodic payment — Principal & Interest (monthly)$4,619.39
Additional monthly expenses (strata, tax, utilities, etc.)$548.67
Total monthly cost$5,168.06
Interest paid over 5-yr term$205,207.66
Balance at end of term$644,044.32

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,386.25

Cash Needed at Closing

Minimum down payment$64,500
Estimated BC PTT$15,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$81,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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