Property Type: Detached HouseOwnership: Freehold

7555 Central Rd

Hornby Island, BC V0R1Z0

$699,000

2 bed2 bath4 parking1,972 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Lot size
0.59 acres
Zoning
Residential

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,649.22

Interior

Heating
Heat Pump, Wood
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BedroomOther12'0 x 16'9
PatioOther7'1 x 7'8
BathroomOther4'6 x 5'2
StorageOther4'10 x 5'2
StudioOther10'9 x 16'4
StudioOther12'1 x 20'2
Primary BedroomSecond level15'2 x 17'7
BathroomMain level7'8 x 11'0
Family roomMain level9'0 x 10'8
Sitting roomMain level8'3 x 12'1
KitchenMain level8'4 x 10'3
Dining roomMain level8'6 x 15'5
Living roomMain level15'5 x 16'7

Listing Information

MLS®
1030981
Listed
April 5, 2026
Time on market
On the market for 148 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage-Comox Valley (CV) · Data source: CREA DDF.

Description

This versatile 0.591-acre property blends natural beauty with practical space, making it ideal for artists, gardeners, or families seeking a peaceful and/or active lifestyles. Terraced landscaping offers privacy, with beautiful flowering gardens, a tranquil pond, mature fruit trees, and greenhouses. The main residence features vaulted ceilings in an open-concept layout, a recently updated kitchen, and a heat pump. Fireplaces offer cozy living in winter while outdoor spaces provide settings for summer family gatherings. The detached artist’s studio is a modern, well-built, private space perfect for creative work or a home-based business, with its own entrance and parking. Additional features include a drilled well, two cisterns, a rainwater collection and septic systems. Whether you're nurturing creativity, running a home business, or looking to enjoy the many beaches, mountain bike and hiking trails—this property offers flexibility, functionality, and room to grow. (id:63159)

Values & Trends

This listing

$354/sqft

Building average

No other active listings in this building

Hornby Island average

$789/sqft

14 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Comox

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Hornby Island ElementaryElementary3.0 km
Bowser ElementaryElementary7.9 km
Denman Island Community SchoolElementary12.6 km
Beachcombers Academy(Independent)Elementary13.1 km
Qualicum Beach ElementaryElementary21.6 km
Kwalikum SecondarySecondary23.7 km
Arrowsmith Independent School(Independent)Elementary24.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Sandpiper Beach Park736 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$319.77
Total monthly cost$3,927.54
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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