Property Type: Detached HouseOwnership: Freehold

760 SMITH STREET

Williams Lake, BC V2G4A5

$459,000

4 bed3 bath2,200 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
7,800 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,524 (2025)

Interior

Basement
Finished, Full
Heating
Forced air, Wood
Fireplace
Yes (2)

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Open

Room Dimensions

RoomLevelDimensions
FoyerMain level
Living roomMain level
Dining roomMain level
KitchenMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level
Recreational, Games roomBasement
Laundry roomBasement
Bedroom 4Basement
GymBasement
Cold roomBasement

Listing Information

MLS®
R3121299
Listed
May 12, 2026
Time on market
On the market for 111 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Excellent opportunity! Nice 2200 sq ft Family Home, 4 Bedroom 3 Bath Rancher, Bright open Concept Kitchen, Dining, & Living Room. Lovely updated Kitchen with access out to Sprawling covered Back Deck to enjoy! Primary Bdrm has 2 Pc Ensuite.Basement could easily be Suited with back access. Stairs off Deck down to the Fenced,Level Back yard, & Alley Access.Level Driveway, Single Garage, Home is currently rented at $2,000/month. Fantastic Location, Close to All levels of schools, Daycare, Hospital & Parks. Great neighbourhood & a wonderful Family Home....Come take a look :) (id:63159)

Values & Trends

This listing

$209/sqft

Building average

No other active listings in this building

Williams Lake average

$305/sqft

93 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 70%

Wind ESE 19 km/h

Tonight

10°

Tuesday

23°

Tuesday night

13°

Wednesday

23°

Wednesday night

12°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

10,947

(2021 Census)

+1.8% since 2016

Density: 330.5/km²

Dwellings: 5,066

Median household income: $76,500

After-tax: $69,000

Immigrant population: 8.9%

Top countries of origin (% of total population)

  • India2.1% · 235
  • United States of America1.1% · 125
  • United Kingdom1% · 110
  • Philippines0.8% · 85
  • South Africa, Republic of0.4% · 45
  • Germany0.4% · 40
  • Korea, South0.3% · 35
  • Netherlands0.2% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Columneetza Junior SecondaryMiddle258 m
Nesika ElementaryElementary484 m
Cataline ElementaryElementary791 m
Sacred Heart Catholic School(Independent)Elementary952 m
Lake City SecondaryElementary1.1 km
Marie Sharpe ElementaryElementary1.1 km
Skyline Alternate SchoolSecondary1.3 km
Maranatha Christian School(Independent)Elementary/Middle2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Kinsmen Park253 m
  • Patric Reid Park427 m
  • Unnamed515 m

Nearby places data: © OpenStreetMap contributors.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$367,200.00
Periodic payment — Principal & Interest (monthly)$2,369.05
Additional monthly expenses (strata, tax, utilities, etc.)$487.00
Total monthly cost$2,856.05
Interest paid over 5-yr term$105,240.58
Balance at end of term$330,297.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,353.07

Cash Needed at Closing

Minimum down payment$22,950
Estimated BC PTT$7,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,630

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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