Property Type: Detached HouseOwnership: Freehold

7658 WATER SUBDIVISION LOOP

Vanderhoof, BC V0J1P0

$427,900

4 bed2 bath2,108 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.53 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,531.07 (2026)

Interior

Basement
Finished, Full
Heating
Baseboard heaters, Electric, Wood
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Wood
View
Lake view, Mountain view, View (panoramic)
Waterfront
Waterfront

Building

Foundation
Preserved Wood
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Dining roomMain level
Laundry roomMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Basement
Recreational, Games roomBasement
DenBasement
Bedroom 4Basement
StorageBasement

Listing Information

MLS®
R3136576
Listed
June 16, 2026
Time on market
On the market for 76 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Royal LePage Aspire Realty · Data source: CREA DDF.

Description

Escape to the beauty of Stuart Lake. This charming waterfront property offers breathtaking lake view of Stuart Lake and Pope Mountain. This home features 4 bedrooms, 2 full baths, large rec room, and a versatile den. Plenty of room for family, guests, and recreation. Enjoy the peaceful surroundings from either patio or decks. Soak in a hot tub where you can relax, take in the spectacular lake and mountain scenery. This property also includes a greenhouse, chicken coop, and woodshed/storage building, making it ideal for those seeking a rural lifestyle with space to grow and enjoy the outdoors. Public boat launch one kilometer away, providing easy access to the pristine waters of Stuart Lake. Enjoy your own piece of Northern BC paradise only 10 minutes from historical Fort St James! (id:63159)

Values & Trends

This listing

$203/sqft

Building average

No other active listings in this building

Vanderhoof average

$269/sqft

20 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 89%

Wind SE 5 km/h

Tonight

10°

Tuesday

20°

Tuesday night

11°

Wednesday

21°

Wednesday night

11°

Thursday

22°

Source: Environment and Climate Change Canada.

Population

4,346

(2021 Census)

-2% since 2016

Density: 80.6/km²

Dwellings: 1,885

Median household income: $90,000

After-tax: $79,000

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United States of America2.5% · 110
  • Philippines1.5% · 65
  • Mexico0.6% · 25
  • United Kingdom0.6% · 25
  • India0.5% · 20
  • Netherlands0.3% · 15
  • South Africa, Republic of0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Nak'al Bun Elementary School(Independent)Elementary7.4 km
David Hoy ElementaryElementary7.8 km
Fort St. James SecondarySecondary8.1 km
Fort St James Alternate SecondarySecondary8.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,395) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$342,320.00
Periodic payment — Principal & Interest (monthly)$2,208.53
Additional monthly expenses (strata, tax, utilities, etc.)$399.26
Total monthly cost$2,607.79
Interest paid over 5-yr term$98,109.90
Balance at end of term$307,917.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,395
Stress test qualifying rate8.09%
Payment you must qualify for$3,125.88

Cash Needed at Closing

Minimum down payment$21,395
Estimated BC PTT$6,558
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,453

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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