Property Type: Detached HouseOwnership: Freehold

773 Sutherland Avenue

Kelowna, BC V1Y5X4

$1,499,000

5 bed3 bath3,723 sqftBuilt 1945
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.16 acres
Frontage
50 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,741.47

Interior

Basement
Full
Heating
Forced air, Electric, See remarks
Cooling / A/C
Central air conditioning, Wall unit
Fireplace
Yes (2)
Fireplace type
Wood, Gas, Conventional, Unknown

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Carport, Rear, RV, Street, Additional Parking

Room Dimensions

RoomLevelDimensions
Full bathroomSecondary Dwelling Unit4'4'' x 8'7''
BedroomSecondary Dwelling Unit9'4'' x 13'1''
BedroomSecondary Dwelling Unit13'8'' x 11'7''
Living roomSecondary Dwelling Unit11'1'' x 14'3''
Partial bathroomSecondary Dwelling Unit6'4'' x 6'10''
Full bathroomSecondary Dwelling Unit4'11'' x 8'6''
BedroomSecondary Dwelling Unit13'11'' x 12'11''
Living roomSecondary Dwelling Unit11'4'' x 14'3''
Dining roomSecondary Dwelling Unit7'5'' x 10'9''
KitchenSecondary Dwelling Unit8'6'' x 8'11''
Utility roomBasement6'8'' x 8'11''
3pc BathroomBasement4'8'' x 7'6''
Laundry roomBasement10'5'' x 10'11''
BedroomBasement13'0'' x 17'6''
BedroomBasement10'5'' x 11'10''
Family roomBasement14'10'' x 22'8''
5pc Ensuite bathSecond level12'6'' x 7'6''
DenSecond level12'7'' x 8'7''
Primary BedroomSecond level20'2'' x 12'2''
4pc BathroomMain level8'11'' x 7'10''
BedroomMain level12'5'' x 11'11''
BedroomMain level10'9'' x 11'4''
Living roomMain level13'2'' x 18'9''
Dining roomMain level15'5'' x 8'0''
KitchenMain level15'5'' x 12'7''

Listing Information

MLS®
10389642
Listed
June 1, 2026
Time on market
On the market for 91 days
Data last synced
August 28, 2026

Listing provided by: Stilhavn Real Estate Services · Data source: CREA DDF.

Description

An amazing opportunity to own two homes on one property in one of Kelowna’s most central neighbourhoods. This unique offering features a newly renovated main home paired with a charming, fully separate carriage home, providing exceptional versatility and value. The fully renovated main home has been thoughtfully designed with today’s lifestyle in mind, showcasing clean architectural lines, stylish finishes, and a functional layout ideal for families, professionals, or investors. Enjoy bright, open living spaces, modern fixtures, and the peace of mind that comes with knowing the renovation work has already been completed—simply move in and enjoy. The separate carriage home is currently tenanted and generating strong rental income, making it an excellent mortgage helper or investment component from day one. This setup also lends itself perfectly to multi-generational living or long-term rental flexibility. Located just minutes from transit, parks, restaurants, shopping, and everyday amenities, this property places you at the heart of Kelowna while still offering a comfortable residential setting. Whether you’re seeking a primary residence with income potential, a smart investment, or a flexible living arrangement, this rare opportunity delivers lifestyle, convenience, and long-term value in one complete package. (id:63159)

Values & Trends

This listing

$403/sqft

Building average

No other active listings in this building

Kelowna South average

$759/sqft

80 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St Joseph Elementary School(Independent)Elementary99 m
Central SecondarySecondary191 m
Central School ProgramsK-12191 m
A S Matheson ElementaryElementary728 m
The Balsam School(Independent)Elementary1.4 km
Raymer ElementaryElementary1.6 km
Bankhead ElementaryElementary1.7 km
Kelowna SecondarySecondary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Boston Pizza · 545 Harvey Avenue567 m
  • Naked Cafe · 571 Lawrence Avenue695 m
  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue715 m
  • Tamm Mexican Restaurant · 430 Harvey Avenue772 m
  • De Dutch781 m

Cafes (1)

  • Starbucks585 m

Grocery (2)

  • Safeway · 697 Bernard Avenue707 m
  • Peter's Your Independent Grocer · 1835 Gordon Drive773 m

Parks (3)

  • Rowcliffe Park · 1850 Richter Street347 m
  • Millbridge Park577 m
  • Knowles Heritage Park719 m

Gyms (1)

  • Move & Flow · 589 Lawrence Avenue692 m

Pharmacies (2)

  • Pharmasave652 m
  • Shoppers Drug Mart · 597 Bernard Avenue784 m

Banks & ATMs (3)

  • Canadian Western Bank597 m
  • RBC Royal Bank723 m
  • TD · 1633 Ellis Street762 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($124,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,199,200.00
Periodic payment — Principal & Interest (monthly)$7,736.83
Additional monthly expenses (strata, tax, utilities, etc.)$664.46
Total monthly cost$8,401.29
Interest paid over 5-yr term$343,694.17
Balance at end of term$1,078,684.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$124,900
Stress test qualifying rate8.09%
Payment you must qualify for$10,566.35

Cash Needed at Closing

Minimum down payment$124,900
Estimated BC PTT$27,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$154,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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