Property Type: Detached HouseOwnership: Freehold

822 Lawrence Avenue

Kelowna, BC V1Y6L9

$1,179,000

4 bed3 bath3 parking2,467 sqftBuilt 1906
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.14 acres
Frontage
50 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,053.93

Interior

Basement
Crawl space
Heating
Electric, See remarks
Cooling / A/C
See Remarks
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Other
View
City view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Detached Garage, Rear

Room Dimensions

RoomLevelDimensions
Family roomMain level9'5'' x 15'0''
Full bathroomMain level5'8'' x 7'2''
KitchenMain level9'5'' x 18'0''
Full ensuite bathroomMain level8'0'' x 7'8''
3pc BathroomSecond level5'3'' x 8'10''
Primary BedroomSecond level8'10'' x 10'0''
BedroomSecond level10'3'' x 9'6''
BedroomMain level9'6'' x 11'10''
BedroomSecond level10'6'' x 9'6''
KitchenMain level10'10'' x 13'5''
Dining roomMain level10'6'' x 14'0''
Living roomMain level11'10'' x 17'2''

Listing Information

MLS®
10393210
Listed
July 2, 2026
Time on market
On the market for 60 days
Data last synced
August 28, 2026

Listing provided by: FaithWilson Christies International Real Estate · Data source: CREA DDF.

Description

A 1906 character home on a quiet, established street in the heart of Kelowna, a short walk to Bernard Ave, groceries, and the lake. Four bedrooms and the original warmth and craftsmanship of a true heritage-neighbourhood home, recognized on the Community Heritage Register, set on a full 6,000sf lot (50' x 120') with a generous yard, private garage, and detached carriage-style building. Walkable, lake-close, and genuinely rare. Main house, original, with the secondary bachelor suite attached that was a recent addition both tenanted; vacant possession may be negotiable for an early 2027 completion, so you can move in or hold for income while you settle plans. The quiet kicker: MF1b multi-family infill zoning allows up to six units as-of-right, and the property qualifies for the City of Kelowna's Infill ASAP fast-track, so the land carries real long-term upside. Character now, options forever. (id:63159)

Values & Trends

This listing

$478/sqft

Building average

No other active listings in this building

Kelowna North average

$757/sqft

28 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Central School ProgramsK-12487 m
Central SecondarySecondary487 m
St Joseph Elementary School(Independent)Elementary674 m
The Balsam School(Independent)Elementary859 m
Bankhead ElementaryElementary1.2 km
A S Matheson ElementaryElementary1.2 km
Raymer ElementaryElementary2.3 km
Kelowna SecondarySecondary2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Naked Cafe · 571 Lawrence Avenue397 m
  • Kinton Ramen449 m
  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue490 m
  • Boston Pizza · 545 Harvey Avenue512 m
  • Soban Korean Bistro · 530 Bernard Avenue530 m

Cafes (5+)

  • The Nook Cafe + Bar · 567 Bernard Avenue412 m
  • Starbucks439 m
  • Mad Mango Café · 551 Bernard Avenue468 m
  • Blend Bites Kelowna500 m
  • Chilango · 520 Bernard Avenue561 m

Grocery (3)

  • Safeway · 697 Bernard Avenue292 m
  • Nester's Market · 1111 Lawson Avenue645 m
  • GetintheLoop Grocery · 1353 Ellis Street751 m

Parks (3)

  • Knowles Heritage Park136 m
  • Martin Park437 m
  • Rowcliffe Park · 1850 Richter Street551 m

Shopping (1)

  • The Core on Ellis · 1353 Ellis Street755 m

Gyms (3)

  • Move & Flow · 589 Lawrence Avenue365 m
  • SPIN co · 410 Bernard Avenue682 m
  • BarreRoom · 410 Bernard Avenue684 m

Pharmacies (4)

  • Shoppers Drug Mart · 597 Bernard Avenue362 m
  • Pharmasave624 m
  • Pharmasave · 505 Doyle Avenue668 m
  • Paragon Pharmacy668 m

Banks & ATMs (5+)

  • Beem Credit Union · 598 Bernard Avenue387 m
  • Canadian Western Bank395 m
  • TD · 1633 Ellis Street571 m
  • First West Credit Union · 507 Bernard Avenue577 m
  • RBC Royal Bank587 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($92,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$943,200.00
Periodic payment — Principal & Interest (monthly)$6,085.21
Additional monthly expenses (strata, tax, utilities, etc.)$544.16
Total monthly cost$6,629.37
Interest paid over 5-yr term$270,323.83
Balance at end of term$848,411.45

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$92,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,351.73

Cash Needed at Closing

Minimum down payment$92,900
Estimated BC PTT$21,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$115,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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