Property Type: Detached HouseOwnership: Freehold

7792 Lochdale Road

Vernon, BC V1B3R8

$1,570,000

5 bed3.5 bath18 parking3,061 sqftBuilt 1961
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Property Details

Property & Lot

Sub-type
House
Stories
4
Lot size
2.5 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,351.12

Interior

Heating
Heat Pump, Forced air, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Laminate, Carpeted, Vinyl

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view, View (panoramic)
Waterfront
Waterfront on lake

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
18 — covered indicated
Features
Detached Garage, Oversize, See Remarks, Heated Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
StorageBasement8'1'' x 10'7''
BedroomBasement10'8'' x 23'3''
Recreation roomBasement11'0'' x 31'8''
BedroomLower level10'9'' x 11'7''
BedroomLower level10'9'' x 13'0''
StorageLower level10'9'' x 11'6''
4pc BathroomLower level7'7'' x 10'9''
Laundry roomLower level10'6'' x 10'9''
2pc BathroomSecond level5'0'' x 5'9''
OfficeSecond level7'3'' x 7'7''
BedroomSecond level9'1'' x 11'7''
Living roomSecond level23'4'' x 27'4''
SunroomMain level11'2'' x 12'4''
Full bathroomMain level6'11'' x 7'11''
Primary BedroomMain level11'6'' x 14'9''
Dining roomMain level11'10'' x 17'1''
KitchenMain level11'5'' x 16'9''

Listing Information

MLS®
10384345
Listed
April 21, 2026
Time on market
On the market for 132 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon · Data source: CREA DDF.

Description

Experience the ultimate lakeside living w/ this exceptional property, featuring 400 feet of lakefront & 2.5 acres of flat, usable land. While the breathtaking views are impressive, it’s the income potential that truly sets this property apart, offering steady rental income, along w/ endless future possibilities.Situated on a dead-end road! Enjoy the luxury of a private beach, where you can relax amidst the waves & willow tree. Gather around the fire pit for cozy evenings. Unwind with paddleboarding, kayaking, or fishing right from your doorstep. The spacious 5+ bed home spans across 4 levels. Step into the heart of the home, the kitchen, renovated in 2021,. Sliding glass doors connect the indoor & outdoor spaces,leading to the large deck, where you can savor the views.This home, has a new roof (2022) & has seen numerous updates, including a new A/C/heat pump (2025) w/10 yr warranty, furnace,insulation, windows, doors, stucco, paint, the septic system & a gas fireplace. Two detached shops provide space for storage & hobbies,including a 40x30 shop w/ 200 amp service, heat & a 20x30 quonset. For RV enthusiasts, a fully serviced lake-facing site awaits, complete w/ power, sewer & water hookups. With u/g irrigation surrounding the home, maintaining the landscape is effortless. Escape the hustle & bustle of city life & embrace lakeside living. Whether you're watching turtles lay their eggs or indulging in water activities, this property offers an opportunity to connect with nature. (id:63159)

Values & Trends

This listing

$513/sqft

Building average

No other active listings in this building

Swan Lake West average

$389/sqft

21 active listing(s)

Parking: 18 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Vernon Christian School(Independent)K-121.7 km
B X ElementaryElementary4.3 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle5.4 km
Harwood ElementaryElementary5.5 km
W.L. Seaton SecondarySecondary6.1 km
Alexis Park ElementaryElementary6.2 km
Silver Star ElementaryElementary6.4 km
Ecole Beairsto ElementaryElementary6.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($314,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,256,000.00
Periodic payment — Principal & Interest (monthly)$8,103.29
Additional monthly expenses (strata, tax, utilities, etc.)$432.26
Total monthly cost$8,535.55
Interest paid over 5-yr term$359,973.21
Balance at end of term$1,129,776.06

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$314,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,658.20

Cash Needed at Closing

Minimum down payment$314,000
Estimated BC PTT$29,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$344,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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