Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

786 STIRLING Avenue S

Kitchener, BC N2M3K3

$699,900

3 bed2.5 bath7 parking1,260 sqftBuilt 1960
Get Directions

Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
44 feet

R2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,069.98

Interior

Basement
Unfinished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Hot Tub, Dishwasher, Stove, Dryer, Central Vacuum - Roughed In, Window Coverings

Exterior & Lot

Exterior features
Brick
Lot features
Conservation/green belt, Paved driveway, Country residential, Sump Pump
Fencing
Fence

Building

Foundation
Block
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
7 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
OtherBasement5'10'' x 12'6''
OtherBasement10'2'' x 23'1''
1pc BathroomBasement9'3'' x 4'11''
4pc BathroomSecond level8'4'' x 7'7''
BedroomSecond level10'6'' x 10'1''
BedroomSecond level14'4'' x 10'7''
Primary BedroomSecond level12'10'' x 12'10''
Dining roomMain level12'11'' x 9'11''
KitchenMain level12'11'' x 10'9''
Living roomMain level16'7'' x 13'11''

Listing Information

MLS®
40861801
Listed
September 9, 2026
Time on market
On the market for 5 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX SOLID GOLD REALTY (II) LTD. · Data source: CREA DDF.

Description

Some homes are simply places to live; others are where memories are made. Offered for sale for the first time ever, this lovingly maintained 3-bedroom, 2-storey brick home sits on an incredible ¼-acre lot with an impressive 232-foot depth. Built in 1960, this charming family home blends timeless character with extensive 2026 updates, including a beautifully renovated kitchen, new flooring throughout, a modernized staircase, and a brand-new roof. The real magic is outside. Backing and siding onto beautiful forested conservation land, the property offers an exceptional sense of privacy and tranquility rarely found in the city. Enjoy morning coffee on the welcoming front porch or spend summer evenings relaxing on the large two-tiered deck with hot tub, surrounded by nature. The spacious layout provides plenty of room for family, entertaining and everyday living. A detached garage and long double driveway with parking for 6+ vehicles add incredible convenience for families, guests and hobbyists. Located close to Highways 7/8 and the 401, shopping, schools, parks, walking trails, public transit and everyday amenities, this home offers the perfect balance of peaceful surroundings and city convenience. A rare combination of space, privacy, nature and modern updates — a place to come home, relax and enjoy life with the people you love. (id:63159)

Values & Trends

This listing

$555/sqft

Building average

No other active listings in this building

325 - Forest Hill average

$441/sqft

25 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (strata, tax, utilities, etc.)$402.17
Total monthly cost$4,014.58
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,036.03

Cash Needed at Closing

Minimum down payment$44,990
Estimated BC PTT$11,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information