Property Type: Detached HouseOwnership: Freehold

792 12th St

Courtenay, BC V9N1V4

$625,000

4 bed2 bath4 parking2,144 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Lot size
4,356 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,670.22

Interior

Heating
Baseboard heaters, Forced air, Electric, Natural gas
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Mountain view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomAdditional AccommodationX
BedroomAdditional Accommodation8'7 x 11'9
Primary BedroomAdditional Accommodation9'8 x 11'6
KitchenAdditional Accommodation9'7 x 7'8
Dining roomAdditional Accommodation12'9 x 10'8
Living roomAdditional Accommodation24'9 x 13'7
BedroomMain level12'5
Primary BedroomMain level10'4 x 12'1
BathroomMain level4-Piece
KitchenMain level9'2 x 9'5
Dining roomMain level12' x 6'
Living roomMain level21' x 14'

Listing Information

MLS®
1045188
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: Advanced Property Management & Real Estate · Data source: CREA DDF.

Description

Discover the perfect blend of comfort and versatility in this centrally located property in the heart of Courtenay! This home is ideal for investors or those seeking multi-generational living arrangements. Step into a bright and airy 2-bedroom, 1-bath layout designed for relaxation and enjoyment. Featuring spacious living areas flooded with natural light, this upper level is your perfect retreat. The fully independent 2-bedroom, 1-bath suite downstairs offers incredible flexibility. Whether for rental income or to accommodate extended family, this space enhances the property's appeal and potential. With generous parking available for multiple vehicles, convenience is at your fingertips! Enjoy the ease of being close to shopping, schools, parks, and all essential amenities. This property not only offers practicality but is also situated in a thriving community. Don’t miss out! (id:63159)

Values & Trends

This listing

$292/sqft

Building average

No other active listings in this building

Courtenay City average

$554/sqft

30 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

28,420

(2021 Census)

+10.8% since 2016

Density: 876.6/km²

Dwellings: 13,414

Median household income: $72,000

After-tax: $65,500

Immigrant population: 13.6%

Top countries of origin (% of total population)

  • United Kingdom3.9% · 1,105
  • United States of America1.3% · 370
  • Germany1.1% · 300
  • Philippines1% · 290
  • Viet Nam0.6% · 160
  • India0.5% · 130
  • Korea, South0.4% · 110
  • Netherlands0.4% · 100

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Courtenay ElementaryElementary266 m
Nala'atsi Alternate ProgramSecondary382 m
Lake Trail CommunityMiddle707 m
Ecole Puntledge Park ElementaryElementary972 m
Arden ElementaryElementary2.0 km
Glacier View Secondary CentreK-122.5 km
Georges P. Vanier SecondarySecondary2.7 km
Valley View ElementaryElementary3.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Mr. J's Pizza · 764 Cumberland Road157 m
  • Kinaree Thai Cuisine470 m
  • Ichiban Sushi Restaurant · 932 Fitzgerald Avenue479 m
  • Il Falcone Restaurant · 536 6th Street586 m
  • Javier's Latin Cuisine622 m

Cafes (5+)

  • Coffee Love Bug · 980 Cumberland Road213 m
  • Rhodos Coffee Roasting Company570 m
  • Bigfoot Donuts · 477 5th Street755 m
  • Freya Nordic Baking & Caffe790 m
  • Atlas Café · 250 6th Street796 m

Grocery (3)

  • Thrifty Foods · 1551 Cliffe Avenue586 m
  • Edible Island Whole Foods Market · 477 6th Street672 m
  • The Old Farm Market · 660 England Avenue701 m

Parks (5+)

  • Cooper Park505 m
  • Harmston Park506 m
  • Maple Park592 m
  • Courthouse Park642 m
  • Woodcote Park661 m

Gyms (5+)

  • Academy of Martial Arts213 m
  • Team Goblins Brazilian JiuJitsu231 m
  • Titanium Crossfit · 823 McPhee Avenue305 m
  • Wild+United Athletics · 445 10th Street478 m
  • 30-Minute Hit Boxing For Women · 571 McPhee Avenue581 m

Pharmacies (3)

  • Shoppers Drug Mart · 310 8th Street612 m
  • Living Room Pharmacy694 m
  • Rexall · 1604 Cliffe Avenue753 m

Banks & ATMs (4)

  • First Credit Union · 1599 Cliffe Avenue596 m
  • BMO · 585 England Avenue695 m
  • Scotiabank · 392 5th Street762 m
  • Scotiabank764 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$500,000.00
Periodic payment — Principal & Interest (monthly)$3,225.83
Additional monthly expenses (strata, tax, utilities, etc.)$662.85
Total monthly cost$3,888.68
Interest paid over 5-yr term$143,301.44
Balance at end of term$449,751.62

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,517.67

Cash Needed at Closing

Minimum down payment$37,500
Estimated BC PTT$10,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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