Property Type: Detached HouseOwnership: Freehold

792 Fraser Road

Lumby, BC V0E2G7

$769,999

3 bed2 bath1,789 sqftBuilt 1979
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.22 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,551.61

Interior

Basement
Remodeled Basement
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Carpeted, Ceramic Tile, Vinyl

Exterior & Lot

View
Mountain view, Valley view
Pool
Inground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Oversize, Additional Parking

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level13'5'' x 11'9''
KitchenMain level13'1'' x 11'2''
Dining roomMain level9'7'' x 11'3''
Full bathroomMain level4'11'' x 11'2''
BedroomMain level11'1'' x 11'3''
Full bathroomBasement9'11'' x 7'5''
BedroomBasement14'11'' x 11'2''
KitchenBasement14'5'' x 7'11''
Laundry roomBasement9'2'' x 4'11''
Living roomBasement15'9'' x 20'7''
Utility roomBasement7'11'' x 5'8''
Living roomMain level16'11'' x 13'9''

Listing Information

MLS®
10392632
Listed
June 30, 2026
Time on market
On the market for 62 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon · Data source: CREA DDF.

Description

Updated inside and out, this home combines quality renovations, exceptional outdoor living, and a flexible layout in one of Lumby's most desirable family neighbourhoods. Situated on a 0.22-acre lot backing onto farmland, you can enjoy beautiful views in your backyard oasis. The heated in-ground pool has been completely redone with a new liner, pump, plumbing, electric heater, concrete surround, and equipment. A pool house, expansive Duradek deck with new railings, retaining walls, beautiful landscaping, pool lighting, and turf create an incredible space for entertaining, relaxing, or spending time with family and friends. This home offers ample parking, RV parking, and plenty of room in the backyard to add a shop. Inside, the list of improvements continues with newer natural gas forced-air heating, central AC, natural gas hot water tank, updated soffits, fascia, gutters, lighting, entry doors, appliances, and a suite. The suite features its own entrance and separate laundry, making it ideal for extended family, guests, or a mortgage helper. Located just minutes from schools, parks, shopping, golfing and downtown Lumby, the home is approximately 20 minutes to Vernon, 45 minutes to Silver Star Mountain Resort, and under one hour to Kelowna International Airport. With extensive recent upgrades, exceptional outdoor living, a flexible suite, and room for all your vehicles, RVs, and future plans, this is a property that offers all the best of the Okanagan. (id:63159)

Values & Trends

This listing

$430/sqft

Building average

No other active listings in this building

Lumby Valley average

$475/sqft

46 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Waldorf School(Independent)Elementary2.4 km
Crossroads Learning CentreSecondary3.7 km
Charles Bloom SecondaryK-123.8 km
J W Inglis ElementaryElementary4.1 km
Lavington ElementaryElementary7.7 km
Coldstream ElementaryElementary16.8 km
Hillview ElementaryElementary17.6 km
B X ElementaryElementary17.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$615,999.00
Periodic payment — Principal & Interest (monthly)$3,974.22
Additional monthly expenses (strata, tax, utilities, etc.)$301.63
Total monthly cost$4,275.85
Interest paid over 5-yr term$176,547.08
Balance at end of term$554,093.09

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,521.16

Cash Needed at Closing

Minimum down payment$52,000
Estimated BC PTT$13,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$66,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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