Property Type: Detached HouseOwnership: Freehold

2138 Catt Avenue

Lumby, BC V0E2G0

$589,900

3 bed2.5 bath4 parking1,505 sqftBuilt 1970
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres
Frontage
60 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,216.48

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Laminate

Exterior & Lot

Exterior features
Stucco, Wood siding
View
Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — uncovered indicated
Features
Rear

Room Dimensions

RoomLevelDimensions
Laundry roomMain level8'0'' x 8'0''
BedroomSecond level8'6'' x 12'5''
KitchenMain level11'6'' x 11'9''
Partial bathroomMain level5'1'' x 5'0''
BedroomSecond level8'8'' x 9'0''
Dining roomMain level18'8'' x 11'7''
Full bathroomSecond level8'10'' x 5'1''
Primary BedroomSecond level15'7'' x 10'6''
Living roomMain level23'4'' x 13'8''

Listing Information

MLS®
10380831
Listed
April 3, 2026
Time on market
On the market for 150 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

PRICED UNDER ASSESSED VALUE! Welcome to 2138 Catt Avenue — where style meets substance and the to-do list is already checked off. This 3-bedroom, 2-bathroom home combines thoughtful updates with a warm, inviting feel that makes it easy to picture yourself at home. The kitchen features modern finishes, stainless steel appliances, and a functional layout that's equally suited to entertaining or everyday family life. Beyond the finishes, you'll appreciate the major updates already completed: nearly all windows replaced (2017), high-efficiency furnace (2017), 200-amp electrical service and panel (2022), hot water on demand (2022), and a smart thermostat (2026). The expensive work is done, so you can simply move in and enjoy. Out front, the multi-tiered rock landscaping creates standout curb appeal while keeping maintenance to a minimum. Step into the backyard and discover a true Gardener's Paradise—a private, fully fenced retreat featuring lush landscaping, a tranquil pond, mature plantings, a covered outdoor living space, and a natural gas BBQ hookup. Whether you love gardening, entertaining, or simply relaxing outdoors, this backyard is designed to be enjoyed all season long. Updated, distinctive, and refreshingly different from the ordinary, this is a home that's even better in person. Book your showing today. (id:63159)

Values & Trends

This listing

$392/sqft

Building average

No other active listings in this building

Lumby Valley average

$476/sqft

46 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Charles Bloom SecondaryK-12385 m
Crossroads Learning CentreSecondary447 m
J W Inglis ElementaryElementary540 m
Okanagan Waldorf School(Independent)Elementary5.5 km
Lavington ElementaryElementary9.9 km
B X ElementaryElementary18.6 km
Coldstream ElementaryElementary19.0 km
Hillview ElementaryElementary19.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Avenue Pizza338 m
  • Yuki Sushi438 m
  • Sisters Family Restaurant455 m
  • Millie's Kitchen500 m
  • Ana's Pizza525 m

Cafes (2)

  • Jitter Beans Coffee Shop407 m
  • Tim Hortons590 m

Grocery (1)

  • Super A Foods371 m

Parks (5+)

  • Unnamed384 m
  • Unnamed450 m
  • Oval Park518 m
  • Unnamed584 m
  • Monashee Family Park662 m

Shopping (1)

  • Field's Mini Mart424 m

Banks & ATMs (1)

  • Scotiabank363 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($33,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$471,920.00
Periodic payment — Principal & Interest (monthly)$3,044.67
Additional monthly expenses (strata, tax, utilities, etc.)$343.04
Total monthly cost$3,387.71
Interest paid over 5-yr term$135,253.63
Balance at end of term$424,493.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$33,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,274.75

Cash Needed at Closing

Minimum down payment$33,990
Estimated BC PTT$9,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$45,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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