Property Type: Mobile / ManufacturedOwnership: Freehold

7920 Balfour Wharf Road

Balfour, BC V0G1C0

$1,049,000

4 bed2.5 bath2 parking2,056 sqftBuilt 2021
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Property Details

Property & Lot

Sub-type
Manufactured Home
Stories
1
Lot size
1.36 acres

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Freehold
Annual property tax
$4,407.7

Interior

Heating
See remarks
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Wood, Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Partial ensuite bathroomMain level
Primary BedroomMain level12'9'' x 11'7''
Laundry roomMain level4'10'' x 6'0''
BedroomMain level9'9'' x 7'8''
BedroomMain level9'9'' x 7'9''
FoyerMain level3'9'' x 5'6''
Dining roomMain level15'2'' x 8'10''
KitchenMain level15'2'' x 11'8''
Living roomMain level15'2'' x 15'
Primary BedroomMain level14'0'' x 14'0''
Dining roomMain level10'4'' x 12'0''
Living roomMain level23'0'' x 19'4''
KitchenMain level10'4'' x 22'0''
Full ensuite bathroomMain level16'0'' x 6'4''
Utility roomMain level8'1'' x 4'0''
Laundry roomMain level8'1'' x 6'4''
FoyerMain level8'1'' x 4'0''

Listing Information

MLS®
10397121
Listed
August 13, 2026
Time on market
On the market for 18 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Nelson) · Data source: CREA DDF.

Description

Discover 1.36 acres of pristine waterfront in the heart of Balfour, offering a rare blend of lifestyle and income potential on the shores of stunning Kootenay Lake. This 1986 mobile home features 3 bedrooms and 2 bathrooms, anchored by a beautifully finished 2024 addition with 1 bed & 1 bath that elevates the entire home. The addition boasts a brand-new kitchen, spacious living and dining area, and a private primary bedroom with ensuite featuring a deep soaker tub. Step out onto the front patio and take in sweeping views of the large sandy beach area and the lake beyond, an idyllic spot for morning coffee or evening sunsets. With 1.36 acres to enjoy, there’s plenty of room for the whole family, gardens, storage, or outdoor entertaining. The real value here lies in the flexibility of the land. Multiple RV pad rental sites are possible, with hook-ups and power already available, offering excellent potential for rental income or a multi-generational family compound. Whether you’re looking to create a seasonal getaway business or simply want extra space to share with loved ones, this property delivers options few others can match. Location is everything, and this property doesn’t disappoint. You’re just steps from the Balfour Superette for everyday essentials and the Balfour Ferry Landing, making travel across Kootenay Lake effortless. Big lake views and endless recreation right outside your door — boating, fishing, swimming, and hiking are all within reach. (id:63159)

Values & Trends

This listing

$510/sqft

Building average

No other active listings in this building

Kokanee Creek to Balfour average

$1,206/sqft

4 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

13°C

Humidity 80%

Wind ESE 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary6.5 km
Crawford Bay Elem-SecondaryK-1211.4 km
des Sentiers-alpinsElementary/Middle20.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Dock ‘n’ Duck43 m
  • Lang's Marina & Snack Bar164 m

Cafes (1)

  • Procter Village Cafe743 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($79,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$839,200.00
Periodic payment — Principal & Interest (monthly)$5,414.23
Additional monthly expenses (strata, tax, utilities, etc.)$470.31
Total monthly cost$5,884.54
Interest paid over 5-yr term$240,517.13
Balance at end of term$754,863.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$79,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,452.04

Cash Needed at Closing

Minimum down payment$79,900
Estimated BC PTT$18,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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