Property Type: Detached HouseOwnership: Freehold

798 Wain Rd

North Saanich, BC V8L5N8

$1,299,999

4 bed2 bath8 parking2,929 sqftBuilt 1970
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Property Details

Property & Lot

Sub-type
House
Lot size
0.68 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,446.96

Interior

Heating
Heat Pump, Forced air, Electric
Cooling / A/C
Central air conditioning, Wall unit, Air Conditioned
Fireplace
Yes (2)

Parking

Total spaces
8 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
BathroomAdditional Accommodation
Mud roomLower level
PatioLower level
KitchenAdditional Accommodation
Dining roomAdditional Accommodation
Living roomAdditional Accommodation
OtherLower level
Primary BedroomLower level
Living roomAdditional Accommodation
EntranceLower level
BedroomMain level
BedroomMain level
BedroomMain level
BalconyMain level
BalconyMain level
BathroomMain level
PantryMain level
KitchenMain level
Eating areaMain level
Living roomMain level
PorchMain level

Listing Information

MLS®
1042503
Listed
July 20, 2026
Time on market
On the market for 42 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

UPPER PART OF HOME LIFTED ONTO PROPERTY IN 2003 AND LOWER LEVEL INSTALLED IN 2003. IN 2003; NEW ROOF, NEW SEPTIC SYSTEM, NEW STUCCO, NEW WINDOWS, PLUMBING/ELECTRICAL UPDATED, HEATING/HVAC SYSTEM UPDATED! Enjoy your FLAT .68 acre lot with a 4 bed 2 bath home including 1 bed SUITE on the lower level & HEAT PUMP for efficient COOLING/heating! Fully irrigated yard (10 zones!) with mature fruit trees throughout. Ample space for parking your boats/RVs, endless gardening room and space for expansion. Lower level you will find an extra living room, a storage room with built in storage shelves, and your spacious 1 bed suite with walk out access to your massive yard space! Upstairs you will find three more beds along with your main bath including a claw foot tub/shower. Main floor layout is functional and offers beautiful hardwood floors/picturesque outlooks from each window. Located close to BC Ferries, Sidney, Airport, Saan Pen Hospital. Walk to Deep Cove Market, Wain Park (with TENNIS COURTS), Marina, Elementary School and Beach Access. Bus Transit available (id:63159)

Values & Trends

This listing

$444/sqft

Building average

No other active listings in this building

Deep Cove average

$1,038/sqft

5 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

12,235

(2021 Census)

+8.8% since 2016

Density: 329.3/km²

Dwellings: 5,235

Median household income: $121,000

After-tax: $104,000

Immigrant population: 16.6%

Top countries of origin (% of total population)

  • United Kingdom6.8% · 830
  • United States of America1.6% · 195
  • Germany0.8% · 100
  • Netherlands0.8% · 100
  • India0.7% · 80
  • China0.5% · 60
  • South Africa, Republic of0.4% · 45
  • Hong Kong0.2% · 30

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Deep Cove ElementaryElementary789 m
Parkland SecondarySecondary3.4 km
North Saanich Middle SchoolMiddle3.8 km
Sidney ElementaryElementary5.3 km
ḰELSET ElementaryElementary6.5 km
Brentwood College(Independent)Secondary7.1 km
George Bonner ElementaryElementary7.3 km
Frances Kelsey SecondarySecondary7.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Deep Cove Market · 10940 West Saanich Road637 m

Parks (2)

  • Denham Till Park290 m
  • Wain Park310 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($105,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,999.00
Periodic payment — Principal & Interest (monthly)$6,709.72
Additional monthly expenses (strata, tax, utilities, etc.)$516.58
Total monthly cost$7,226.30
Interest paid over 5-yr term$298,066.70
Balance at end of term$935,482.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$105,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,189.12

Cash Needed at Closing

Minimum down payment$105,000
Estimated BC PTT$24,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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