Property Type: Detached HouseOwnership: Freehold

10347 Bowerbank Rd

Sidney, BC V8L3L6

$1,299,900

4 bed3 bath4 parking2,224 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
House
Lot size
7,326 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,909

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave

Exterior & Lot

View
Mountain view
Lot features
Level lot, Private setting, Wooded area, Partially cleared, Other, Rectangular

Building

Parcel ID (PID)
023-384-816

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
StorageOther
StorageOther
BathroomAdditional Accommodation
BedroomAdditional Accommodation
KitchenAdditional Accommodation
Living roomAdditional Accommodation
Laundry roomLower level
StorageLower level
EntranceLower level
PatioLower level
Utility roomLower level
StorageLower level
EnsuiteMain level
Primary BedroomMain level
BedroomMain level
BathroomMain level
BedroomMain level
Family roomMain level
KitchenMain level
Dining roomMain level
Living roomMain level

Listing Information

MLS®
1042660
Listed
July 9, 2026
Time on market
On the market for 54 days
Data last synced
August 31, 2026

Listing provided by: Coldwell Banker Oceanside Real Estate · Data source: CREA DDF.

Description

Welcome to this exceptional home tucked away on a quiet street in the heart of Sidney by the Sea. Beautifully maintained and move-in ready, it offers the perfect blend of comfort, flexibility, and relaxed coastal living. The main home features 3 bedrooms and 2 bathrooms, with bright, spacious living areas that create an inviting atmosphere. An above-ground one-bedroom suite provides an ideal mortgage helper or comfortable space for extended family. Outside, enjoy a sunny deck overlooking the fully fenced backyard with plenty of room for children, pets, gardening, or entertaining—creating a wonderful extension of the home's living space. Complete with a double garage, ample parking, and modern comforts throughout, this home is perfectly positioned just minutes from Roberts Bay, Shoal Harbour, parks, local cafés, shops, and Sidney's vibrant waterfront. Offering an exceptional lifestyle in one of Vancouver Island's most sought-after seaside communities, this is a property that truly feels like home from the moment you arrive. (id:63159)

Values & Trends

This listing

$584/sqft

Building average

No other active listings in this building

Sidney North-East average

$687/sqft

10 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

12,318

(2021 Census)

+5.5% since 2016

Density: 2,410.6/km²

Dwellings: 6,321

Median household income: $77,000

After-tax: $68,500

Immigrant population: 22.7%

Top countries of origin (% of total population)

  • United Kingdom7.7% · 945
  • Philippines2.6% · 325
  • United States of America2.4% · 290
  • Germany1% · 120
  • Netherlands0.9% · 115
  • South Africa, Republic of0.5% · 65
  • India0.4% · 55
  • Portugal0.4% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
North Saanich Middle SchoolMiddle637 m
Parkland SecondarySecondary1.2 km
Sidney ElementaryElementary1.3 km
Deep Cove ElementaryElementary3.9 km
ḰELSET ElementaryElementary4.2 km
SD 63 Individual Learning CentreSecondary7.6 km
Stelly's SecondarySecondary9.6 km
Brentwood ElementaryElementary10.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Unnamed635 m

Grocery (1)

  • Red Barn Market613 m

Parks (5+)

  • Beaver Park · 10300 Bowerbank Road227 m
  • Rathdown Park · 2170 Calvin Avenue288 m
  • Resthaven Park · 10443 Resthaven Drive341 m
  • Melville Park · 2023 Courser Drive368 m
  • Ashby Park · 10245 Ashby Court564 m

Shopping (1)

  • Canadian Tire · 10300 McDonald Park Road676 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,920.00
Periodic payment — Principal & Interest (monthly)$6,709.21
Additional monthly expenses (strata, tax, utilities, etc.)$603.42
Total monthly cost$7,312.63
Interest paid over 5-yr term$298,044.06
Balance at end of term$935,411.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,990
Stress test qualifying rate8.09%
Payment you must qualify for$9,188.44

Cash Needed at Closing

Minimum down payment$104,990
Estimated BC PTT$23,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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