Property Type: OtherOwnership: Freehold

8000 Highland Road Lot# 128

Vernon, BC V1B3W5

$156,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.03 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$450

Interior

Fireplace
None

Listing Information

MLS®
10395369
Listed
July 21, 2026
Time on market
On the market for 41 days
Data last synced
August 28, 2026

Listing provided by: 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Enjoy the recreational lifestyle at Swan Lake RV Resort, a gated community located along the peaceful shoreline of Swan Lake. This well-appointed lot is equipped with 50-amp electrical service, a private water hydrant, septic hookup, cable availability, and a shed with power. Located just a short stroll from the resort’s exceptional amenities, you’ll have easy access to the swimming pool, hot tub, clubhouse, library, fitness centre, and community workshop. The resort also features a fully fenced dog park and direct lake access, perfect for kayaking, paddleboarding, and fishing. During the winter months, enjoy the unique bonus of ice fishing right out front. This is an excellent opportunity to embrace an active, low-maintenance lifestyle within a welcoming and vibrant community - an active social committee offers a lot of fun events (if you choose). Ownership includes exclusive use of your lot, along with a 1/183 ownership share of the entire resort. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

North BX average

$708/sqft

6 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Vernon Christian School(Independent)K-122.8 km
B X ElementaryElementary5.4 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle6.5 km
Harwood ElementaryElementary6.6 km
W.L. Seaton SecondarySecondary7.2 km
Alexis Park ElementaryElementary7.3 km
North Okanagan Junior Academy(Independent)Elementary/Middle7.4 km
Silver Star ElementaryElementary7.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($7,845) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$125,520.00
Periodic payment — Principal & Interest (monthly)$809.81
Additional monthly expenses (strata, tax, utilities, etc.)$37.50
Total monthly cost$847.31
Interest paid over 5-yr term$35,974.39
Balance at end of term$112,905.65

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$7,845
Stress test qualifying rate8.09%
Payment you must qualify for$1,146.18

Cash Needed at Closing

Minimum down payment$7,845
Estimated BC PTT$1,569
Legal / closing costs (typical estimate)$1,500
Total cash needed$10,914

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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