Property Type: OtherOwnership: Freehold

8000 Highland Road Lot# 15

Vernon, BC V1B3W5

$179,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.04 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Strata / maintenance fee
$395/mo
Annual property tax
$380.31

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Listing Information

MLS®
10376807
Listed
February 27, 2026
Time on market
On the market for 185 days
Data last synced
August 28, 2026

Listing provided by: 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Welcome to your large corner RV lot where Swan Lake, hill and orchard views set the scene for your perfect getaway or longer term retreat. This versatile lot is ideal for short-term RV stays or the placement of a park model home—perfect for a lock-and-leave lifestyle. Swan Lake RV Resort offers a wide range of amenities, including a fully equipped clubhouse with kitchen, TV lounge, library, fitness room, and laundry. Residents also enjoy use of the community workshop, pickleball court, dog park, pool and hot tub, expansive green space, and easy lake access for paddleboarding or kayaking. Situated along the shores of Swan Lake and just below Swan Lake Market, this location combines natural beauty with convenience. This property features 30-amp power service, and the monthly maintenance fee of $395 covers water, septic removal, garbage and recycling, snow removal, and upkeep of common roads and shared spaces. Come experience the lifestyle and community that make Swan Lake RV Resort so special! (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

North BX average

$708/sqft

6 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Vernon Christian School(Independent)K-122.7 km
B X ElementaryElementary5.2 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle6.4 km
Harwood ElementaryElementary6.5 km
W.L. Seaton SecondarySecondary7.1 km
Alexis Park ElementaryElementary7.2 km
Silver Star ElementaryElementary7.4 km
North Okanagan Junior Academy(Independent)Elementary/Middle7.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($8,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$143,920.00
Periodic payment — Principal & Interest (monthly)$928.52
Additional monthly expenses (strata, tax, utilities, etc.)$426.69
Total monthly cost$1,355.22
Interest paid over 5-yr term$41,247.89
Balance at end of term$129,456.51

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$8,995
Stress test qualifying rate8.09%
Payment you must qualify for$1,314.20

Cash Needed at Closing

Minimum down payment$8,995
Estimated BC PTT$1,799
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,294

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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