Property Type: Detached HouseOwnership: Freehold

801 20th Street NE Unit# 4

Salmon Arm, BC V1E2R7

$599,000

3 bed3 bath2 parking2,290 sqftBuilt 2000
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.12 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$105/mo
Annual property tax
$3,603.75

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Recreation roomBasement14'7'' x 8'2''
OtherAdditional Accommodation12'2'' x 13'10''
Full bathroomAdditional Accommodation8'2'' x 4'11''
Living roomAdditional Accommodation14'3'' x 15'5''
BedroomBasement9'11'' x 12'0''
KitchenAdditional Accommodation19'4'' x 8'10''
FoyerMain level10'6'' x 5'4''
BedroomMain level12'9'' x 10'9''
4pc BathroomMain level8'6'' x 4'11''
3pc Ensuite bathMain level8'6'' x 5'4''
Primary BedroomMain level12'11'' x 12'0''
Dining roomMain level10'0'' x 10'11''
Living roomMain level20'4'' x 17'8''
KitchenMain level9'3'' x 10'11''

Listing Information

MLS®
10370551
Listed
December 4, 2025
Time on market
On the market for 270 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

COZY HOME IN ASPEN GROVE! Step into a home where comfort and calm wrap around you from the moment you arrive. Welcoming and relaxing, the bright, airy foyer flows into the open-concept living and dining room, designed for togetherness - perfect for gathering with loved ones or enjoying peaceful, quiet evenings. Gentle natural light fills the space, complemented by a cozy gas fireplace for effortless ambiance. From the dining area, sliding doors open to a comforting deck space - just right for morning coffees, slow afternoons, or relaxed evening meals. The inviting kitchen offers both convenience and practicality, making daily cooking smooth and enjoyable. On the main level, the spacious primary bedroom awaits as your personal retreat, featuring a 3-piece ensuite with a soothing jetted tub for unwinding at the end of the day. A peaceful second bedroom and a bright 4-piece bath complete this cozy main floor. Downstairs, the home expands into even more comfort with a third bedroom featuring a generous walk-in closet, plus a flexible rec room ready for hobbies, guests, or home office. The lower level also hosts a relaxing and spacious studio suite - with an open-concept layout featuring a large sleeping area w/ WIC, 4-pc bath, kitchen, dining area and living room w/ sliding doors leading to the backyard and small covered patio area. Wheelchair-adaptable on main level and full of possibility, this Aspen Grove home is more than a place to live - it's a place to truly feel at home. (id:63159)

Values & Trends

This listing

$262/sqft

Building average

No other active listings in this building

NE Salmon Arm average

$398/sqft

66 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bastion ElementaryElementary627 m
J.L. Jackson SecondarySecondary669 m
King's Christian School(Independent)K-12892 m
South Broadview ElementaryElementary953 m
Salmon Arm SecondarySecondary1.1 km
Shuswap Middle SchoolMiddle1.1 km
Hillcrest ElementaryElementary1.5 km
Salmon Arm StorefrontSecondary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Yan’s232 m
  • Home Restaurant · 11-2801 10 Avenue Northeast715 m

Cafes (1)

  • Tim Hortons792 m

Grocery (1)

  • Askew's Foods - Uptown Salmon Arm644 m

Banks & ATMs (1)

  • SASCU Uptown Salmon Arm561 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$520.31
Total monthly cost$3,611.95
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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