Property Type: Detached HouseOwnership: Freehold

801 20 Street NE Unit# 23

Salmon Arm, BC V1E2R7

$660,000

3 bed3.5 bath2 parking1,813 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.1 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$105/mo
Annual property tax
$3,478.63

Maintenance Fee Includes

WaterManagement

Also included: Other, See Remarks, Sewer

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Laminate, Carpeted

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
FoyerMain level13'1'' x 13'5''
Living roomMain level13'3'' x 19'7''
BedroomMain level9'10'' x 11'6''
2pc BathroomMain level5' x 8'11''
Utility roomMain level5'8'' x 7'1''
Dining nookMain level5'11'' x 6'1''
Living roomSecond level13'1'' x 18'2''
Primary BedroomSecond level12'11'' x 15'1''
4pc Ensuite bathSecond level8' x 8'7''
BedroomSecond level9'9'' x 10'11''
KitchenSecond level11'8'' x 15'9''
Dining roomSecond level8'6'' x 9'11''
4pc BathroomSecond level7'7'' x 9'10''

Listing Information

MLS®
10394060
Listed
July 10, 2026
Time on market
On the market for 52 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Welcome to Aspen Grove, one of Salmon Arm's most popular bare land strata communities. Conveniently located close to Uptown Askews, the pool/arena and Turner Creek Trails. This bright home was updated in 2022, and features a functional and open-concept layout, a gas fire place and beautiful kitchen with quartz counter tops, stainless appliances, pantry and deck for your BBQ. The primary bedroom includes a walk-in closet and full ensuite while a second bedroom, full bathroom and convenient main floor laundry complete the main level. Downstairs, the fully finished walk-out basement offers third bedroom, half bathroom, storage and a great covered patio to enjoy the private and fully fenced yard. Additionally this home has A/C, underground irrigation, a double garage and a plum tree! This home is move in ready and offers exceptional value in a convenient bare land strata with low fees and snow removal. (id:63159)

Values & Trends

This listing

$364/sqft

Building average

No other active listings in this building

NE Salmon Arm average

$396/sqft

66 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
J.L. Jackson SecondarySecondary572 m
Bastion ElementaryElementary702 m
King's Christian School(Independent)K-12971 m
South Broadview ElementaryElementary1.0 km
Salmon Arm SecondarySecondary1.1 km
Shuswap Middle SchoolMiddle1.1 km
Hillcrest ElementaryElementary1.5 km
Salmon Arm StorefrontSecondary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Yan’s321 m

Grocery (1)

  • Askew's Foods - Uptown Salmon Arm740 m

Banks & ATMs (1)

  • SASCU Uptown Salmon Arm655 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($41,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$528,000.00
Periodic payment — Principal & Interest (monthly)$3,406.48
Additional monthly expenses (strata, tax, utilities, etc.)$485.89
Total monthly cost$3,892.36
Interest paid over 5-yr term$151,326.32
Balance at end of term$474,937.71

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$41,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,759.89

Cash Needed at Closing

Minimum down payment$41,000
Estimated BC PTT$11,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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