Property Type: Detached HouseOwnership: Freehold

8019 Ridge Rd

Lantzville, BC V0R2H0

$1,135,000

4 bed3 bath4 parking1,894 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Lot size
1 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$0

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
EnsuiteSecond level4-Piece
Primary BedroomSecond level13'11 x 14'11
BedroomSecond level10'7 x 9'11
BedroomSecond level10'7 x 9'11
BathroomSecond level4-Piece
Laundry roomSecond level6'11 x 6'11
Family roomSecond level12'4 x 14'7
BedroomMain level8'11 x 9'3
BathroomMain level2-Piece
KitchenMain level8'8 x 15'9
Dining roomMain level9'3 x 15'2
Living roomMain level18'0 x 15'9
EntranceMain level5'7 x 6'3

Listing Information

MLS®
1043820
Listed
July 21, 2026
Time on market
On the market for 41 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Experience functional luxury on a private acre backing onto serene green space and the Copley Ridge Trail Network. Built to BC Energy Step Code Level 4, this high-efficiency home blends quiet comfort with low-maintenance living. The open-concept main floor features 9ft ceilings, expansive windows, a cozy fireplace, and a chef-inspired kitchen with quartz counters and under-cabinet lighting. Step outside to an oversized concrete patio with a BBQ quick-connect, tailored for outdoor lifestyle. Upstairs, a primary suite with heated tile ensuite floors joins two spacious bedrooms, laundry room, and a versatile flex space. Premium Hardie siding, heat pump AC, and luxury European laminate ensure lasting quality. Thoughtfully engineered for practicality, the EV-ready 2-car garage accommodates a full-sized truck, paired with a massive 4ft crawl space for storage. This is a balanced Lantzville residence where refined comfort and nature meet. (id:63159)

Values & Trends

This listing

$599/sqft

Building average

No other active listings in this building

Upper Lantzville average

$555/sqft

13 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,817

(2021 Census)

+5.9% since 2016

Density: 137.9/km²

Dwellings: 1,568

Median household income: $99,000

After-tax: $87,000

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.5% · 170
  • United States of America2.1% · 80
  • Germany1% · 40
  • Viet Nam0.5% · 20
  • Netherlands0.3% · 10
  • Poland0.3% · 10
  • Iran0.3% · 10
  • China0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Seaview ElementaryElementary3.4 km
Aspengrove School(Independent)K-124.3 km
Mountain View ElementaryElementary5.7 km
Pleasant Valley ElementaryElementary5.8 km
Nanoose Bay ElementaryElementary6.2 km
McGirr ElementaryElementary6.6 km
Dover Bay SecondaryElementary6.6 km
Randerson Ridge ElementaryElementary7.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($88,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$908,000.00
Periodic payment — Principal & Interest (monthly)$5,858.11
Additional monthly expenses (strata, tax, utilities, etc.)$95.00
Total monthly cost$5,953.11
Interest paid over 5-yr term$260,235.41
Balance at end of term$816,748.94

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$88,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,047.22

Cash Needed at Closing

Minimum down payment$88,500
Estimated BC PTT$20,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$110,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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