Property Type: Detached HouseOwnership: Freehold

82 CHALMERS Street N

Cambridge, BC N1R5B8

$1,188,900

5 bed5.5 bath3 parking3,341 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
34 feet

RS1

Ownership & Fees

Property type
Detached House
Ownership
Freehold

Interior

Basement
Finished, Full
Heating
Heat Pump, Forced air, Electric, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Hood Fan, Garage door opener

Exterior & Lot

Exterior features
Vinyl siding, Brick Veneer
Lot features
Paved driveway, Sump Pump, Automatic Garage Door Opener, In-Law Suite, Private Yard
Fencing
Fence

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system
Security
Smoke Detectors

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Laundry roomSecond level
4pc BathroomSecond level4'10'' x 10'0''
3pc BathroomSecond level5'0'' x 10'0''
BedroomSecond level12'0'' x 13'1''
Primary BedroomSecond level11'9'' x 14'1''
Living roomSecond level10'6'' x 15'7''
Dining roomSecond level9'11'' x 12'1''
KitchenSecond level10'6'' x 12'1''
FoyerMain level7'8'' x 8'4''
Utility roomBasement13'5'' x 14'3''
4pc BathroomBasement4'11'' x 12'5''
Family roomBasement26'0'' x 16'8''
BedroomBasement12'5'' x 9'6''
BedroomBasement10'1'' x 12'9''
FoyerMain level10'8'' x 7'0''
2pc BathroomMain level7'10'' x 3'0''
3pc BathroomMain level5'0'' x 10'2''
Primary BedroomMain level13'1'' x 13'2''
Living roomMain level17'11'' x 14'0''
KitchenMain level9'1'' x 17'0''

Listing Information

MLS®
40840036
Listed
June 22, 2026
Time on market
On the market for 84 days
Data last synced
September 15, 2026

Listing provided by: GRAND WEST REALTY INC., BROKERAGE · Data source: CREA DDF.

Description

Welcome to 82 Chalmers Street North, a newly constructed, purpose-built semi-detached duplex by Heathwood Homes, set in Cambridge’s established and sought-after East Galt neighbourhood. Offering over 3,300 sq. ft. of beautifully finished living space, this exceptional property presents two fully self-contained residences under one roof - an elegant solution for multigenerational living or a sophisticated income-generating opportunity. The primary residence features a spacious two-storey design with 3 bedrooms and 3 bathrooms, thoughtfully crafted for modern family living. The secondary residence offers a refined single-storey layout with 2 bedrooms, 2 bathrooms, and a private upper-level deck perfect for extended family, guests, or premium rental potential. Each home is complete with a full suite of five appliances, delivering both style and convenience. Designed with comfort and privacy at the forefront, both residences are bright and airy, enhanced by large windows that flood the interiors with natural light. Quality construction details include independent ductwork, sound-insulated plumbing stacks, and solid core interior doors, ensuring a quiet and private living experience. High-efficiency heating and cooling systems, paired with energy-efficient windows, provide year-round comfort and performance. Each residence is fully self-sufficient, featuring separate hydro and gas meters, primary and secondary water meters, and individual electrical panels, offering seamless functionality and flexibility. Outdoors, enjoy a professionally landscaped backyard and parking for up to three vehicles. Ideally located close to parks, schools, shopping, and everyday conveniences, this is a rare opportunity to own a turnkey, high-quality property that effortlessly blends luxury, versatility, and long-term value. (id:63159)

Values & Trends

This listing

$356/sqft

Building average

No other active listings in this building

21 - Glenview, Lincoln, Oak average

$445/sqft

17 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($93,890) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$951,120.00
Periodic payment — Principal & Interest (monthly)$6,136.30
Additional monthly expenses (strata, tax, utilities, etc.)$167.00
Total monthly cost$6,303.30
Interest paid over 5-yr term$272,593.73
Balance at end of term$855,535.52

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$93,890
Stress test qualifying rate8.09%
Payment you must qualify for$8,420.24

Cash Needed at Closing

Minimum down payment$93,890
Estimated BC PTT$21,778
Legal / closing costs (typical estimate)$1,500
Total cash needed$117,168

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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