Property Type: Detached HouseOwnership: Freehold

8394 Sa-Seen-Os Rd

Youbou, BC V0R3E1

$2,148,000

5 bed4 bath12 parking3,321 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
House
Lot size
0.65 acres
Zoning
Residential

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$10,613.81

Interior

Heating
Heat Pump, Forced air, Electric, Propane, Other
Cooling / A/C
Fully air conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Parking

Total spaces
12

Room Dimensions

RoomLevelDimensions
BalconySecond level
OfficeSecond level
BathroomSecond level
BedroomSecond level
BedroomSecond level
EnsuiteSecond level
Primary BedroomSecond level
MediaSecond level
Laundry roomMain level
BathroomMain level
BedroomMain level
KitchenMain level
EnsuiteMain level
Primary BedroomMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1040954
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 28, 2026

Listing provided by: REMAX Professionals (NA) · Data source: CREA DDF.

Description

Positioned on 0.65 of an acre of walk-on waterfront within the coveted Sa-Seen-Os Peninsula, this newly completed lakefront residence built by Made to Last Custom Homes offers over 3,300 sq.ft. of West Coast Modern design on one of Lake Cowichan's most desirable waterfront settings. Located in a protected bay, property enjoys southwest exposure, deep-water moorage, spectacular sunsets & expansive lake, mountain & valley views. Shoreline features sandy beach, pebbles & natural stone w/ gradual entry into Lake Cowichan's crystal-clear waters. Flat, usable waterfront of this size & quality is rarely available. Massive 16-foot sliding glass doors maximize natural light & connect the interior living spaces to the waterfront setting. Main level features 11-foot ceilings, wide-plank flooring, designer lighting, cantilevered glass staircase, linear gas fireplace & open-concept living. The Kitchen offers Fisher & Paykel appliances including a 5-burner induction range, double-drawer dishwasher, quartz countertops, matching slab backsplash, large island & custom Cowichan Woodwork cabinetry w/ pull-out organizers & extensive storage. Offering up to 5 bedrms, the home includes 2 waterfront primary suites w/ spa-inspired ensuites. Additional spaces include office, media/games room w/ private deck access, gym/guest bedrm options & flexible family living areas. Engineered structural design allows expansive open spans & uninterrupted sightlines throughout. Additional features include hot & cold dog wash station, recessed lighting, triple-lock exterior doors, security camera system, generator-ready wiring w/ 30-amp connection & 2-5-10 New Home Warranty. Adjacent 0.65-acre waterfront lot available under separate title, providing potential for future guest residence, family compound, investment holding or additional privacy. Located minutes from Lake Cowichan amenities, parks, trails & recreation. Buyers to verify information deemed important. (id:63159)

Values & Trends

This listing

$647/sqft

Building average

No other active listings in this building

Youbou average

$450/sqft

14 active listing(s)

Parking: 12 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 87%

Wind SW 3 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Palsson ElementaryElementary11.7 km
Lake Cowichan ElementaryElementary11.8 km
Lake Cowichan SecondaryElementary11.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Youbou Little League Park197 m
  • Lubin Park610 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($429,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,718,400.00
Periodic payment — Principal & Interest (monthly)$11,086.53
Additional monthly expenses (strata, tax, utilities, etc.)$1,050.48
Total monthly cost$12,137.02
Interest paid over 5-yr term$492,498.38
Balance at end of term$1,545,706.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$429,600
Stress test qualifying rate8.09%
Payment you must qualify for$13,213.89

Cash Needed at Closing

Minimum down payment$429,600
Estimated BC PTT$42,440
Legal / closing costs (typical estimate)$1,500
Total cash needed$473,540

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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