Property Type: Detached HouseOwnership: Freehold

8496 B Procter Road E

Procter, BC V1L0B7

$770,000

3 bed2.5 bath6 parking1,991 sqftBuilt 1985
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.54 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$2,102

Interior

Heating
Baseboard heaters, Stove, Wood
Fireplace
None

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
Family roomSecond level14'11'' x 11'8''
Primary BedroomSecond level11'4'' x 19'8''
BedroomSecond level11'3'' x 9'1''
BedroomSecond level10'5'' x 9'6''
3pc BathroomSecond level
2pc BathroomMain level
Dining nookMain level10'9'' x 7'9''
Living roomMain level15' x 22'9''
KitchenMain level14'9'' x 19'8''
Dining roomMain level8'2'' x 13'

Listing Information

MLS®
10380536
Listed
March 24, 2026
Time on market
On the market for 160 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Rosling Realty · Data source: CREA DDF.

Description

Are you ready to live an idyllic lifestyle? This stunning custom timber-frame 3 bedroom, 2 bath home is nestled in the hamlet of Procter and only 30 min from the historical town of Nelson, BC. The main floor has a beautiful, open concept design for enjoying family life with the kitchen & the wood stove being the focal point, next to the dining and living space. The vaulted ceilings have Fir beam construction & the Larch floors have all been locally sourced. The many windows give the impression of nature being brought to the interior with dappled light and views of nature from all sides. This property has 1.54 acres of established, fenced organic gardens, fruit trees, and heated floors in the greenhouse. The water is fresh and pure from a local Creek and is filtered for domestic use. Enjoy your summer evenings, sitting on the composite deck next to the pond and enjoy the mountain and peek a boo views of Kootenay Lake. There's a generous fenced dog run for your furry family member to be safe and enjoy being outside. (id:63159)

Values & Trends

This listing

$387/sqft

Building average

No other active listings in this building

Harrop/Procter average

$764/sqft

12 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary7.9 km
Crawford Bay Elem-SecondaryK-1210.4 km
des Sentiers-alpinsElementary/Middle21.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$616,000.00
Periodic payment — Principal & Interest (monthly)$3,974.22
Additional monthly expenses (strata, tax, utilities, etc.)$275.17
Total monthly cost$4,249.39
Interest paid over 5-yr term$176,547.37
Balance at end of term$554,093.99

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,521.17

Cash Needed at Closing

Minimum down payment$52,000
Estimated BC PTT$13,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$66,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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