Property Type: Detached HouseOwnership: Freehold

7346 Harrop Procter Road

Procter, BC V1L6R4

$857,900

2 bed3 bath8 parking1,527 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
5.66 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,476.02

Interior

Heating
Stove, Forced air, Wood
Fireplace
Yes (2)
Fireplace type
Wood, Conventional, Propane, Unknown

Exterior & Lot

Exterior features
Wood siding
View
Mountain view
Waterfront
Waterfront on creek

Building

Roof
Metal, Unknown

Parking

Total spaces
8 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Bedroom - BachelorSecond level32'6'' x 22'6''
Full bathroomSecondary Dwelling Unit9' x 6'9''
Full bathroomMain level9'9'' x 7'
BedroomSecondary Dwelling Unit9'9'' x 11'
Full ensuite bathroomSecond level7'7'' x 7'11''
Primary BedroomSecond level19'3'' x 12'8''
BedroomMain level8'10'' x 11'
Family roomMain level15'2'' x 27'1''
Dining roomMain level10' x 13'10''
KitchenMain level9'4'' x 14'4''
Full bathroomMain level8'3'' x 7'10''
Living roomMain level11'4'' x 27'10''

Listing Information

MLS®
10390770
Listed
June 9, 2026
Time on market
On the market for 83 days
Data last synced
August 28, 2026

Listing provided by: Bennett Family Real Estate · Data source: CREA DDF.

Description

Welcome to this exceptional Kootenay acreage offering unparalleled privacy and versatile living spaces. Situated on 5.66 private acres, this property features a rushing creek running right through the land, a charming 1500 square foot main home, and a large detached garage with incredible versatility. The main residence is an inviting two-bedroom, two-bathroom haven designed for comfort, anchored by two cozy wood-burning stoves perfect for crisp evenings. The entire second floor is dedicated to the primary loft bedroom, a true retreat complete with a full ensuite bathroom, while two decks on the main level are ideal for morning coffee and taking in the serene forest views. Outdoors, a large, fully fenced garden awaits your green thumb, while a durable metal roof provides lasting peace of mind. The secondary building is a game-changer for buyers seeking rental income or multi-generational living. Above the detached garage and workshop sits a bright studio suite, while an additional bedroom and bathroom are seamlessly built into the back of the garage level. There are two water sources, well and licensed creek water so an abundance of water for growing. Whether you are looking for a homestead with room to grow, a dedicated artisan workshop, or short term rental potential, this unique Procter acreage combines rural tranquility with endless practical potential. Don’t miss your chance to own this rare piece of Kootenay paradise. (id:63159)

Values & Trends

This listing

$562/sqft

Building average

No other active listings in this building

Harrop/Procter average

$749/sqft

12 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary4.2 km
Crawford Bay Elem-SecondaryK-1214.2 km
des Sentiers-alpinsElementary/Middle17.4 km
Nelson Christian Community School(Independent)Elementary/Middle23.1 km
L V Rogers SecondarySecondary23.6 km
Secondaire de NelsonSecondary23.6 km
Hume Elementary SchoolElementary24.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($60,790) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$686,320.00
Periodic payment — Principal & Interest (monthly)$4,427.90
Additional monthly expenses (strata, tax, utilities, etc.)$282.34
Total monthly cost$4,710.24
Interest paid over 5-yr term$196,701.28
Balance at end of term$617,347.06

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$60,790
Stress test qualifying rate8.09%
Payment you must qualify for$6,129.50

Cash Needed at Closing

Minimum down payment$60,790
Estimated BC PTT$15,158
Legal / closing costs (typical estimate)$1,500
Total cash needed$77,448

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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