Property Type: Detached HouseOwnership: FreeholdNEW LISTING

86 CARLYLE Drive

Kitchener, BC N2P1P5

$729,900

4 bed2 bath4 parking1,200 sqftBuilt 1978
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
1.5
Frontage
50 feet

R2A

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,531

Interior

Basement
Finished, Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Water softener, Gas stove(s), Dishwasher, Stove, Dryer, Microwave, Hood Fan, Window Coverings, Garage door opener

Exterior & Lot

Exterior features
Brick, Aluminum siding, Shingles
Lot features
Backs on greenbelt, Conservation/green belt, Sump Pump, Automatic Garage Door Opener

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomBasement9'11'' x 10'11''
3pc BathroomBasement
Living roomBasement15'1'' x 11'6''
Laundry roomBasement''
KitchenBasement11'3'' x 11'4''
BedroomSecond level10'4'' x 8'5''
BedroomSecond level1'7'' x 10'3''
Primary BedroomSecond level12'9'' x 11'9''
4pc BathroomSecond level
KitchenMain level12'8'' x 11'10''
Dining roomMain level10'11'' x 8'5''
Living roomMain level13'5'' x 19'1''

Listing Information

MLS®
40862372
Listed
September 10, 2026
Time on market
On the market for 4 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.

Description

Welcome to 86 Carlyle Drive! An incredible opportunity to own a premium, all-brick detached LEGAL DUPLEX in one of Kitchener's most sought-after, family-friendly neighbourhoods. Perfect for buyers looking to mortgage-hack or investors seeking a high-yield, turnkey property. The upper unit shines with a sun-filled 3-bedroom layout and a beautifully updated kitchen showcasing sleek quartz counters and a gas cooktop. Downstairs, a fully legal 1-bedroom apartment features its own private, separate entrance. Maximum convenience with two separate laundry rooms-no sharing required! Major big-ticket items are completely done with a brand new furnace and A/C installed in 2026. Relax or entertain in the deep, spacious backyard or walk down the street to enjoy the recent Carlyle Park revitalization upgrades (new playgrounds & enhanced trail systems). Commuter's dream with immediate access to Hwy 401 & 8, Sportsworld Crossing, and Conestoga College. Just move in and collect the rent! Please note: Photos reflect the property when beautifully staged. (id:63159)

Values & Trends

This listing

$608/sqft

Building average

No other active listings in this building

335 - Pioneer Park/Doon/Wyldwoods average

$380/sqft

61 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$583,920.00
Periodic payment — Principal & Interest (monthly)$3,767.25
Additional monthly expenses (strata, tax, utilities, etc.)$437.58
Total monthly cost$4,204.84
Interest paid over 5-yr term$167,353.15
Balance at end of term$525,237.93

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,243.65

Cash Needed at Closing

Minimum down payment$47,990
Estimated BC PTT$12,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$62,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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