Property Type: Land / LotOwnership: Freehold

861 Firwood Road

Fintry, BC V1Z3W5

$174,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.41 acres
Frontage
92 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,712

Interior

Fireplace
None

Exterior & Lot

View
Mountain view

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10390873
Listed
June 11, 2026
Time on market
On the market for 81 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Discover one of the most desirable and truly build-ready properties in Valley of the Sun. This rare, gated and fenced, flat, and highly usable lot offers an exceptional foundation for your dream home and is zoned for both a primary residence and a large detached shop—perfect for additional storage, a workshop, or recreational use. Significant site preparation has already been completed, including over $20,000 in tree clearing, installation of a power pole, and a $2,000 geotechnical inspection—giving you a major head start and saving you valuable time and money. Nestled in the peaceful and welcoming community of Valley of the Sun, you'll enjoy the ideal balance of privacy, nature, and convenience. Located just five minutes from the boat launch at Fintry Provincial Park, you’ll have easy access to Okanagan Lake, scenic waterfalls, historic landmarks, and endless hiking trails. Whether you're into ATVing, snowmobiling, fishing, or simply exploring the outdoors, this is a year-round playground for all ages. With low property taxes, a friendly neighborhood vibe, and a scenic 30-minute drive to downtown Kelowna, this is an unbeatable opportunity to build the lifestyle you’ve been dreaming of. (id:63159)

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary11.9 km
Davidson Road ElementaryElementary13.2 km
Okanagan Landing ElementaryElementary15.9 km
George Elliot SecondarySecondary16.0 km
HS Grenda Middle SchoolMiddle16.2 km
Peter Greer ElementaryElementary16.3 km
Ellison ElementaryElementary18.4 km
Clarence Fulton SecondaryElementary18.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($8,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$139,920.00
Periodic payment — Principal & Interest (monthly)$902.72
Additional monthly expenses (strata, tax, utilities, etc.)$142.67
Total monthly cost$1,045.38
Interest paid over 5-yr term$40,101.47
Balance at end of term$125,858.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$8,745
Stress test qualifying rate8.09%
Payment you must qualify for$1,277.67

Cash Needed at Closing

Minimum down payment$8,745
Estimated BC PTT$1,749
Legal / closing costs (typical estimate)$1,500
Total cash needed$11,994

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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