Property Type: Land / LotOwnership: Freehold

8615 Old Kamloops Road

Stump Lake, BC V0E2R0

$578,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
2.94 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$170/mo
Annual property tax
$1,337.3

Maintenance Fee Includes

Management

Interior

Fireplace
None

Exterior & Lot

View
View of water
Waterfront
Waterfront on lake

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10395811
Listed
July 24, 2026
Time on market
On the market for 38 days
Data last synced
August 28, 2026

Listing provided by: Keller Williams Bold Realty · Data source: CREA DDF.

Description

Experience refined lakefront living on this exceptional 2.94-acre property in the prestigious Golden Quill Bare Land Strata on Stump Lake. Gently rising terrain and mature trees create a naturally elevated setting, offering sweeping panoramic views that shift beautifully throughout the day. This sloped landscape invites a sophisticated architectural vision — a custom walk-out residence with tiered outdoor spaces, soaring windows, and a seamless connection to the lake below. Stump Lake is renowned for its outstanding rainbow trout fishing and tranquil atmosphere, making this an ideal retreat for those seeking both serenity and recreation. Electricity is located at the lot line, and water is supplied by the strata, ensuring convenience while preserving the exclusivity of this sought-after community. Golden Quill is known for its quiet elegance, well-maintained surroundings, and pride of ownership. This remarkable property offers the rare opportunity to craft a luxury lake house that feels private, elevated, and truly one-of-a-kind — a legacy home in one of the Interior’s most desirable waterfront settings. Only 3 hours from the Fraser Valley and only 30 minutes to Merritt or Kamloops. (id:63159)

Location Insights

Weather

Nearest station: Kamloops

Partly Cloudy

20°C

Partly Cloudy

Humidity 56%

Wind E 13 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($32,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$462,400.00
Periodic payment — Principal & Interest (monthly)$2,983.25
Additional monthly expenses (strata, tax, utilities, etc.)$281.44
Total monthly cost$3,264.69
Interest paid over 5-yr term$132,525.17
Balance at end of term$415,930.30

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$32,800
Stress test qualifying rate8.09%
Payment you must qualify for$4,192.40

Cash Needed at Closing

Minimum down payment$32,800
Estimated BC PTT$9,560
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,860

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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