Property Type: Detached HouseOwnership: Freehold

864 McKenzie Road

Kelowna, BC V1X2B3

$799,000

2 bed3.5 bath2 parking2,143 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.22 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,110.74

Interior

Basement
Full
Heating
Forced air, See remarks
Fireplace
Yes (2)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
OtherSecondary Dwelling Unit20' x 20'
Partial bathroomMain level
Utility roomBasement14'1'' x 12'0''
Full bathroomBasement8'7'' x 6'2''
DenBasement25'11'' x 12'0''
Family roomBasement25'1'' x 11'11''
Laundry roomMain level9'6'' x 12'9''
Full bathroomMain level8'1'' x 9'4''
BedroomMain level10'6'' x 9'4''
Primary BedroomMain level10'5'' x 12'9''
Living roomMain level24'9'' x 12'6''
KitchenMain level16'11'' x 12'1''

Listing Information

MLS®
10396845
Listed
August 5, 2026
Time on market
On the market for 26 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome to 864 McKenzie Road! Perched on a generous .22 acre lot, this single-family home offers beautiful views. Inside, you'll find some recent upgrades, including a new kitchen, furnace, hot water tank, air conditioning, windows, and more. The property also features a 20 x 20 detached shop along with ample parking for multiple vehicles, RVs, boats, and all your recreational toys. While the home could benefit from some exterior updates, it presents an excellent opportunity to add your personal touch and build additional equity. The spacious backyard is perfect for entertaining, gardening, or simply enjoying the outdoors. Located just minutes from schools, parks, shopping, restaurants, public transit, UBCO, Kelowna International Airport, and all the amenities you need. (id:63159)

Values & Trends

This listing

$373/sqft

Building average

No other active listings in this building

Rutland North average

$515/sqft

84 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Rutland ElementaryElementary892 m
Rutland ElementaryElementary1.0 km
Rutland Senior SecondaryElementary1.2 km
Rutland Middle SchoolMiddle1.4 km
Belgo Elementary SchoolElementary1.6 km
Pearson Road ElementaryElementary2.3 km
Quigley ElementaryElementary2.4 km
Okanagan Christian School(Independent)K-122.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Mugford Park439 m
  • Brighton Park528 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$449.56
Total monthly cost$4,573.46
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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