Property Type: Detached HouseOwnership: FreeholdNEW LISTING

87 Cambridge St

Victoria, BC V9A5K9

$1,725,000

3 bed3 bath2 parking2,959 sqftBuilt 1912
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Property Details

Property & Lot

Sub-type
House
Style
Character
Lot size
4,680 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$9,408

Interior

Heating
Forced air, Electric, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dishwasher, Dryer, Range - Induction

Exterior & Lot

Lot features
Level lot, Other, Rectangular

Building

Parcel ID (PID)
006-458-271

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
StorageLower level6' x 11'
EnsuiteSecond level5-Piece
BedroomLower level11' x 14'
BathroomLower level3-Piece
BathroomMain level3-Piece
Recreation roomLower level12' x 16'
Laundry roomLower level13' x 12'
OfficeSecond level7' x 10'
DenLower level9' x 11'
Sitting roomSecond level9' x 16'
Primary BedroomSecond level11' x 16'
Family roomSecond level11' x 12'
Primary BedroomMain level10' x 14'
KitchenMain level16' x 18'
Dining roomMain level13' x 15'
Living roomMain level15' x 15'
EntranceMain level9' x 6'

Listing Information

MLS®
1047608
Listed
August 27, 2026
Time on market
On the market for 4 days
Data last synced
August 31, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

OH Sat/Sun 1-3pm. Set in desirable Fairfield, this beautifully updated 1912 character home blends timeless charm with modern comfort. Offering almost 3,000 sqft over 3 levels, it has been thoughtfully renovated while retaining its character & warmth. The newly remodelled custom kitchen features quality cabinetry & millwork, clever organizational features, and elegant quartz countertops, with a deck off the kitchen for easy outdoor living. Upstairs, the gorgeous primary suite offers a luxurious ensuite and spacious sitting area—a private retreat at the end of the day. A main-floor bedrm provides flexibility as an alternate primary suite or guest rm. The lower level offers excellent potential and could be easily converted to a 1-bedrm suite. Outside, the beautifully landscaped property features inviting patios. Close to the Dallas waterfront and the shops, cafés and amenities of Cook Street Village, this exceptional home offers character, versatility and an enviable Fairfield lifestyle. (id:63159)

Values & Trends

This listing

$583/sqft

Building average

No other active listings in this building

Fairfield West average

$668/sqft

12 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

14°C

Mainly Clear

Humidity 86%

Wind WSW 7 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sir James Douglas ElementaryElementary826 m
South Park Family SchoolElementary1.2 km
Christ Church Cathedral School(Independent)Elementary/Middle1.4 km
Central Middle SchoolElementary1.7 km
Pacific School of Innovation and Inquiry(Independent)Secondary1.7 km
Margaret Jenkins ElementaryElementary2.0 km
James Bay CommunityElementary2.0 km
Glenlyon Norfolk School(Independent)K-122.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Thunderbird · 253 Cook Street475 m
  • Pizzeria PrimaStrada513 m
  • Taisho Japanese Grill & Bar · 230 Cook Street523 m
  • Greek on the Street · 325 Cook Street545 m
  • Morning People · 325 Cook Street549 m

Cafes (2)

  • The Hidden Gem Treat Shop & Cafe · 337 Cook Street568 m
  • Moka House · 345 Cook Street621 m

Grocery (1)

  • The Root Cellar Village Green Grocer · 271 Cook Street488 m

Parks (5+)

  • Chapman Park · 1200 Chapman Street392 m
  • Olive Street Green · 181 Olive Street472 m
  • Clover Point Park · 1301 Dallas Road502 m
  • Bushby Park · 160 Bushby Street639 m
  • Moss Rock Park · 310 Masters Road699 m

Pharmacies (1)

  • Rexall503 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($345,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,380,000.00
Periodic payment — Principal & Interest (monthly)$8,903.29
Additional monthly expenses (strata, tax, utilities, etc.)$932.00
Total monthly cost$9,835.29
Interest paid over 5-yr term$395,511.97
Balance at end of term$1,241,314.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$345,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,611.72

Cash Needed at Closing

Minimum down payment$345,000
Estimated BC PTT$32,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$379,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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