Property Type: Land / LotOwnership: Freehold

8745 Westside Road

Vernon, BC V1H2E4

$249,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.29 acres
Frontage
98 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$729

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, Valley view, View (panoramic)

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10391908
Listed
June 18, 2026
Time on market
On the market for 74 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

BUILD READY WITH SPECTACULAR LAKEVIEWS! Skip the headaches and delays of raw land development. This awesome lot has been meticulously prepped and is ready for construction. THE BIG UPGRADES: Geo-tech report is done, and a brand-new Canwest 2-compartment septic system (5,683L/1,250 I.Gal) designed for a 4-bed home is already installed. THE SITE: Fully prepped, stumps removed and perfectly sloped for a stunning walkout basement design. Water is already at the lot line (water via Watson Waterworks private utility). OKANAGAN LIFESTYLE + RECREATION: Enjoy the ultimate lakeside lifestyle just minutes from your front door. This property is steps away from pristine beaches, public boat launches, and outdoor recreation. Spend your days boating on Okanagan Lake, exploring the hiking trails and waterfalls at Fintry Provincial Park, or relaxing at Raymer Bay. Perfect for outdoor enthusiasts seeking tranquility without sacrificing convenience—all just a scenic drive from the amenities of downtown Kelowna. Dream views, fresh air, easy living, and all the hard engineering work is already finished for you! (id:63159)

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary12.2 km
Okanagan Landing ElementaryElementary13.9 km
Davidson Road ElementaryElementary14.7 km
Ellison ElementaryElementary16.4 km
Clarence Fulton SecondaryElementary16.7 km
George Elliot SecondarySecondary17.4 km
HS Grenda Middle SchoolMiddle17.6 km
Peter Greer ElementaryElementary17.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($12,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$199,920.00
Periodic payment — Principal & Interest (monthly)$1,289.82
Additional monthly expenses (strata, tax, utilities, etc.)$60.75
Total monthly cost$1,350.57
Interest paid over 5-yr term$57,297.65
Balance at end of term$179,828.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$12,495
Stress test qualifying rate8.09%
Payment you must qualify for$1,825.56

Cash Needed at Closing

Minimum down payment$12,495
Estimated BC PTT$2,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,993

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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