Property Type: Land / LotOwnership: Freehold

9394 Westside Road

Vernon, BC V1H2G1

$199,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.54 acres
Frontage
92 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$565

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Listing Information

MLS®
10384461
Listed
April 23, 2026
Time on market
On the market for 130 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Build your dream home in a peaceful, natural setting just 40 minutes from downtown Kelowna. This serene 0.54-acre lot offers the perfect balance of privacy and accessibility, with a paved road leading right to the property and a scenic drive that showcases the beauty of the area. Zoned RU5, one of the few in the neighbourhood, this property presents a rare opportunity. With the proper permits, you have the potential to build two homes, making it ideal for multi-generational living or adding a secondary dwelling for rental income. Enjoy easy access to nearby trails and beach access, with Killiney Beach just minutes away. Selective tree clearing could open up stunning lake views, further enhancing the property’s appeal. Located less than 30 minutes from Vernon, this is an excellent opportunity for those seeking a tranquil lifestyle with endless recreational options, whether you’re looking to build now or hold as a future investment. (id:63159)

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary12.8 km
Oyama Traditional SchoolElementary13.2 km
Ellison ElementaryElementary15.3 km
Clarence Fulton SecondaryElementary15.6 km
Davidson Road ElementaryElementary16.4 km
Mission Hill ElementaryElementary17.5 km
Kidston ElementaryElementary18.1 km
Kalamalka SecondaryElementary18.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$159,200.00
Periodic payment — Principal & Interest (monthly)$1,027.10
Additional monthly expenses (strata, tax, utilities, etc.)$47.08
Total monthly cost$1,074.19
Interest paid over 5-yr term$45,627.18
Balance at end of term$143,200.91

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,950
Stress test qualifying rate8.09%
Payment you must qualify for$1,453.73

Cash Needed at Closing

Minimum down payment$9,950
Estimated BC PTT$1,990
Legal / closing costs (typical estimate)$1,500
Total cash needed$13,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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