Property Type: DuplexOwnership: Strata

8770 Clerke Road

Coldstream, BC V1B1W2

$685,000

3 bed3 bath8 parking2,352 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$5,144

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Carpeted, Linoleum

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
8 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
OtherSecondary Dwelling Unit23'0'' x 21'3''
Hobby roomLower level14'4'' x 10'2''
SunroomLower level15'3'' x 9'6''
BedroomLower level14'3'' x 11'0''
Utility roomLower level9'9'' x 5'0''
3pc BathroomLower level9'7'' x 6'11''
StorageLower level15'2'' x 12'6''
Family roomLower level26'0'' x 15'4''
Laundry roomMain level9'2'' x 5'3''
4pc BathroomMain level8'2'' x 5'6''
BedroomMain level12'1'' x 11'2''
FoyerMain level11'6'' x 4'1''
KitchenMain level13'7'' x 11'4''
Dining roomMain level15'2'' x 8'8''
Living roomMain level16'3'' x 15'2''
4pc Ensuite bathMain level11'6'' x 4'10''
Primary BedroomMain level14'6'' x 10'11''

Listing Information

MLS®
10395450
Listed
July 22, 2026
Time on market
On the market for 40 days
Data last synced
August 28, 2026

Listing provided by: 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Welcome to this spacious 3 Bedroom, 3 bathroom half duplex/townhome in the heart of Coldstream, offering over 2,400 square feet of comfortable living space and panoramic views of Kalamalka Lake and the Coldstream Valley! Designed for everyday living and entertaining, the bright and well maintained main level features a functional kitchen with lots of cabinets and counter space, stainless steel appliances, and room for your family breakfast table. The adjoining living and dining areas are filled with natural light and open out to a large open deck with a retractable awning—the perfect place to appreciate the spectacular lake and valley views! The main bedroom offers a view, walk-in closet, and a private 4 piece ensuite. The second bedroom on the main floor is ideal for kids, guests or a home office. The main floor is finished off with another full 4 piece bathroom, and the laundry room. The lower level offers flexibility with the pool table sized family room, with a sliding door to your enclosed deck, a large third bedroom, full bathroom, and plenty of storage—perfect for visiting family, hobbies, or additional living space. Outside you have a large semi detached 2 car garage, a xeriscaped yard with low maintenance plants and shrubs. All of this is located a short walk from Okanagan College, walking trails, minutes from Kalamalka Beach, Kalamalka Lake Provincial Park, and downtown Vernon. Book your private showing today! (id:63159)

Values & Trends

This listing

$291/sqft

Building average

No other active listings in this building

Mun of Coldstream average

$446/sqft

3 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Kidston ElementaryElementary2.2 km
Clarence Fulton SecondaryElementary2.6 km
Mission Hill ElementaryElementary2.6 km
Kalamalka SecondaryElementary2.8 km
Ellison ElementaryElementary3.0 km
Alternative Learning ProgramSecondary3.6 km
St James(Independent)Elementary3.7 km
Vernon SecondaryElementary3.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Kalamalka Country Club574 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($43,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$548,000.00
Periodic payment — Principal & Interest (monthly)$3,535.51
Additional monthly expenses (strata, tax, utilities, etc.)$546.67
Total monthly cost$4,082.18
Interest paid over 5-yr term$157,058.38
Balance at end of term$492,927.77

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$43,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,932.91

Cash Needed at Closing

Minimum down payment$43,500
Estimated BC PTT$11,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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