Property Type: Detached HouseOwnership: Freehold

88 Westwood Road

Lumby, BC V0E2G1

$1,999,999

6 bed4 bath3,263 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
House
Stories
1.5
Lot size
2.99 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,232

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Features
Additional Parking

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation7'6'' x 8'1''
Primary BedroomAdditional Accommodation18' x 26'9''
FoyerMain level6'11'' x 15'10''
OtherAdditional Accommodation7'10'' x 13'7''
Full bathroomAdditional Accommodation7'11'' x 8'8''
BedroomAdditional Accommodation11'4'' x 13'1''
Living roomAdditional Accommodation14'11'' x 15'5''
KitchenAdditional Accommodation11'2'' x 12'2''
OtherMain level6'6'' x 10'
4pc Ensuite bathMain level10' x 10'
Primary BedroomMain level14'1'' x 20'11''
BedroomMain level10'4'' x 11'6''
Full bathroomMain level8' x 12'9''
BedroomMain level11'7'' x 12'5''
BedroomMain level12' x 12'
FoyerMain level8'2'' x 11'5''
Living roomMain level10'9'' x 19'8''
Dining roomMain level9'10'' x 13'7''
KitchenMain level15'9'' x 22'8''

Listing Information

MLS®
10398549
Listed
August 24, 2026
Time on market
On the market for 7 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Welcome to 88 Westwood Road, where refined country living meets the beauty of the North Okanagan. Set on 2.99 meticulously maintained and beautifully landscaped acres, this impressive 2020 custom-built 6-bedroom, 4-bathroom residence offers 3,471 sq. ft. of finished living space designed for everyday comfort, entertaining and multi-generational living. Currently configured as a 3-bedroom, 2-bath main residence and attached legal 3-bedroom, 2-bath suite, each enjoys its own laundry, private entrance and oversized deck, offering exceptional flexibility for family, guests or income. Inside, soaring vaulted ceilings, expansive windows, quartz countertops, vinyl plank flooring and beautiful fireplaces create warm, sophisticated spaces, highlighted by a dramatic floor-to-ceiling stone fireplace. Outdoors is a private country retreat with established gardens, pond, fire pit, 3-stall horse barn, approx. 1,200 sq. ft. equipment lean-to and fully fenced and cross-fenced grounds ready for your animals. A powered entry gate, $13,000 water treatment system, 10-zone irrigation and RV sani-dump add thoughtful functionality. Just outside Lumby with endless recreation nearby, this is a place to gather, entertain, bring the horses home and embrace an elevated acreage lifestyle. (id:63159)

Values & Trends

This listing

$613/sqft

Building average

No other active listings in this building

Lumby Valley average

$471/sqft

46 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Crossroads Learning CentreSecondary4.0 km
Charles Bloom SecondaryK-124.1 km
J W Inglis ElementaryElementary4.4 km
Okanagan Waldorf School(Independent)Elementary9.2 km
Lavington ElementaryElementary14.2 km
Cherryville ElementaryElementary20.9 km
B X ElementaryElementary23.0 km
Coldstream ElementaryElementary23.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($400,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,599,999.00
Periodic payment — Principal & Interest (monthly)$10,322.65
Additional monthly expenses (strata, tax, utilities, etc.)$599.00
Total monthly cost$10,921.65
Interest paid over 5-yr term$458,564.31
Balance at end of term$1,439,204.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$400,000
Stress test qualifying rate8.09%
Payment you must qualify for$12,303.43

Cash Needed at Closing

Minimum down payment$400,000
Estimated BC PTT$38,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$439,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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